The Inside Scoop on 3 Tactics Auto Insurance Adjustors Use
Auto insurance company adjustors are notorious for using tactics to try and diminish your injury claim. To find out what tactics they use, read on.
Do not let insurance companies fool you into thinking that they are on your side. Insurance companies are in business to make money. You may have sustained injuries and need money to pay for your medical bills, lost wages due to time away from work, and more. An insurance adjustor's job is to keep the payout to you as low as possible, not out of cruelty, but out of company profit.
Insurance adjustors deploy tactics that allow them lessen your accident claim. Three tactics to be aware of include:
- Recorded statements: Insurance adjustors love to talk to you immediately after a car accident, as they know some of your injuries may not have presented themselves yet. Let's say, one day following the accident, only your neck hurts; however, you later realize after the adrenaline has left your body that your back and knee hurt as well. If they have a recorded statement from you stating that you only have neck injuries, it could hurt your case down the line.
- Medical authorization forms: Insurance companies may tell you that you need to sign a medical waiver so they can access your current medical records regarding the injuries you sustained from this accident. However, what they won't tell you is that if you sign that form, they can access all of your past medical records. This may damage your claim because if you sustained a back injury a few years ago, the insurance company might be able to lessen the value of your settlement by claiming that you have a preexisting condition.
- Delay: Insurance company adjustors know that if you are seriously injured, you most likely will have medical bills and household bills piling up that you cannot afford to pay. They will most likely stall the process and keep low-balling you, hoping that you will finally accept a low offer because you need to start paying some of your bills.
There are many tactics that insurance companies use, such as befriending you and spying on you, and they may even go as far as telling you not to hire an attorney. They understand that a knowledgeable Atlanta personal injury attorney will be able to get you a greater settlement, taking money out of their pockets.
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Donít get run over by insurance companies; hire an Atlanta personal injury lawyer who can fight your battle for you.†† If you have been injured in an Atlanta car accident, truck crash or motorcycle accident, meet with an experienced Atlanta personal injury attorney at the Kalka Law Firm.