Before you start shopping for your auto insurance quotes it can seem like a daunting prospect. So much choice, so many companies clamoring for your attention. So where do you start, and what three aspects MUST you consider before buying?
1/ Liability Insurance which helps you tide over various financial burdens in the event of any accident.
2/ Body coverage - This is a sub-category of liability insurance, and covers any claims by the other party for medical expenses in case of a car accident where you are found to be at fault.
3/ Property damage cover - This is a sub-category of liability insurance, and covers any claims of damage to vehicles, buildings, or other property caused by an accident where you are found to be at fault.
Typical minimums that you might get with these three components can vary a great deal based on two main criteria. These are the insurance company in question, and which state you are in. As different States have different rules as to the minimum requirements for cover. So, before you look at buying any auto insurance make sure that you question the different companies that you are considering (either on the telephone or email) about their respective cover in these different areas, and then assess which numbers make sense to you.
Auto insurance companies also offer optional coverage such as medical payments, collision, comprehensive, and uninsured and under-insured motorist’s bodily injury coverage. So ask about those options as well.
Auto Insurance Bodily Injury (BI) Liability and Property Damage (PD) coverage is Legally required in most states today. There are several types of auto insurance policies to choose from that will depend on the coverage you want and the coverage you can afford. You need to regularly review your auto insurance coverage to make sure that you are receiving the best insurance value for your money. But just be sure that you consider the three aspects in full, and question your prospective insurance provider about them BEFORE buying.
The Tax Deduction Checklist
Tax Deductions are one of the few areas of the tax system that EVERYONE really should like! Because they are all about saving you money, rather then costing you money. Here I go through the Tax Deduction Checklist to make sure you get the savings you deserve!
How to Avoid Swimming With The Health Insurance Sharks - The Health Insurance Pyramid Revealed!
Health Insurance Salesman can sometimes make it seem like swimming with the sharks is a picnic! You get bombarded with messages on the tv and internet telling you that their particular insurance company is in fact the secret to all your health insurance prayers. In this article I help you to swim through those shark infested waters and reach the other side with your health and wallet intact ;)
Exploring the Insider Secrets to Getting The RIGHT Health Insurance For YOU!
Let's get real about Health Insurance! In this article I am going to take a long hard look at health insurance and the way that you should be approaching securing yours at both a great price, but also with great cover for and your family.
