Tips in Claiming Insurance For Auto Collision Repair

Once you have reported to them your accident and the need for repairs on your car, they will then send someone over to assess how damaged your car is and if repairs do need to be made. When it is confirmed that you do need to have your car fixed, you will then be asked to fill in your claim form in order to start the process running. The next step is when you will need to be somewhat more vigilant and on-your-toes, so to speak, since this is where some people find themselves with a car that is not properly repaired.

When you insurance agency suggests certain auto repair shops for your vehicle to be repaired by, you should first make sure that these shops are trustworthy and can do the job right. Since most insurance companies will try to reduce costs as much as possible, you might find yourself having your car fixed by a cheap yet unreliable shop. Always find a shop that you think will do the best job repairing your car and have them come up with your repair estimates for you.

Once you have chosen the shop (if your policy allows such a choice) and your insurance company has agreed to your choice, you can then drive your car to this shop for the repair work to begin. Of course, the work does not stop there. Once your car is repaired there are a few things that you still need to ensure before you can be certain that your car is fixed the best possible way it can be fixed. How do you do this?

When you are asked to sign off on the work order, or the check that is to be used by your insurance company to pay for these repairs, hold off on doing so. Do not issue a check for the deductibles either until you have thoroughly inspected the vehicle to determine if it has indeed been fixed to your satisfaction. Check everything – the paint, the doors, the windows, the engine – to determine if the job was indeed done the best way possible. Drive it to also check for noises and rattles.

If you were forced to use a shop that your agent endorsed, be more thorough in checking. Remember, they will want to save as much money as possible while getting these repairs done as well.