Capital One Credit Card for Everyone!

For those who have an average to excellent credit history, then a Capital One credit card is likely to be for you. They give competitive APRs, rewards including mileage points as well as other benefits which make them a great deal for everybody.

For those with average credit score, a favorite card is the Classic Platinum Credit Card. You will enjoy the many benefits of Mastercard and allows a 17.9% - 22.9% APR on all purchases or transfers. Fees will include a $39 annual fee, a cash advance fee of 3% (for a minimum of $10) and return payment and overtime fees as high as $35.

In the event your card gets stolen, lost or used without your authorization, you won’t be liable for any charges charged with the 0$ fraud liability protection. All at once, you additionally receive an emergency card replacement in addition to cash advance together with the 24-hour travel assistance service.

Talking about travel, you as well get free automatic travel cover if you use the card to purchase your ticket. Also, an accident, damage and loss protection will be provided once you rent a car by using it. You also get additional warranty protection free on items you purchase utilizing your credit card.

For people who wish to get some rewards from their Capital One credit card, there’s the No Hassle Cash Rewards Card. It provides similar charges, gains and costs as the Classic Platinum but with a reward aspect mixed in. You will get 2% cash back on purchases at gas filling stations and in major supermarkets as well as 1% cash return on all other orders. The rewards don’t expire and you could get your cash back anytime either as an account credit or as check.

For everyone with excellent credit rating, there’s two Capital One credit card with rewards from which to choose - the VentureOne Rewards card and the Venture Rewards card powered by VISA. They boast of a lower 11.9% - 19.9% APR and added benefits.

On top of the 0$ fraud liability protection, 24-hour travel assistance and insurance protection, you will also get travel upgrades & savings (complimentary at hotels, resorts and spas), complimentary concierge service (24-hours a day when you travel) together with shopping discounts (from top retailers an internet-based stores).

Best of all you can get miles per dollar spent which you could redeem for flights, hotel accommodations, car rentals, gifts a whole bunch more - 1.25 miles per dollar with VentureOne and 2 miles per dollar with Venture. These miles don’t expire so you can keep racking them up to use anytime whether it is next week or next year.

If you’re a person with limited to average credit - for instance, a student - there’s a Capital One credit card for you - the Journey Student Rewards card powered by VISA. Not only will it assist you to build credit but you will also get rewarded for it.

It offers a 19.8% variable APR with no yearly and transfer costs. There’s still the 0$ fraud liability protection, 24-hour travel assistance service, travel and auto rental insurance but on top of that, there’s the 1% cash return on all purchases with a 25% bonus every month each time you pay your bill on time. You can cash in your cash back rewards whenever you need since there’s no expiration date.