Debt Relief Tips - How to Ensure That Your Debt Relief Company is Legitimate and Certified

If you search the internet for debt relief tips, you will likely come across the suggestion of opting for debt settlement. With debt settlement, the total you owe to the credit card companies is reduced making it easier to get out of debt. It might be unbelievable to hear at first, but you really can get up to 60% of your credit card debt forgiven. You want to use the services of a professional debt relief company, but how do you know what companies are legitimate and certified? You have two choices.

Option #1 - Do the Research Yourself

If you want to do all the legwork yourself, you will need to get started with researching debt relief companies. You want to ensure the company is legitimate and then make sure they have a history of producing ideal results. These ideal results are a favorable settlement that tends to result in around sixty percent of your debt eliminated. To do the research, you can visit the online website of the Better Business Bureau organization to see what (if any complaints) were formally filed. You can search for reviews online on business directories that enable user reviews. Finally, you can do a standard internet search with the word "scam" and the company's name to see what results appear on your screen.

Option #2 - Let a Professional Do the Work for You

If you don't have time to spend hours or days researching professional settlement programs, let a debt relief network help you. These companies will provide you with free debt relief tips, but also a lot more. They do a lot of research to find the best debt help companies in the United States. When they find a good program a partnership is formed. When that partnership is formed you get comfort and peace of mind because you know you are doing business with a company that comes highly rated and recommend, a company that is proven, and a company that is legitimate.

If you are over $10,000 in unsecured debt you really should consider getting a debt settlement. Creditors of unsecured debt are fearful of collecting and they also have stimulus money to make debt settlements financially feasible for them. Once the economy turns around it will be too late to eliminate your debt. Check out the link below to locate legitimate debt relief companies in your area.