Pre-Foreclosure selling is a strategy that can be useful to homeowners who are unable to keep up with their mortgage or other debts, but don't want to face the stress and difficulty of foreclosure proceedings.
Usually, the lender and borrower agree on a pre-determined settlement option, then put the property up for sale, often at below market value. Purchasing one of these homes is a good way for first time buyers or low income families to break into an otherwise expensive housing market.
Before doing this, however, it is important to consider your own financial situation and make sure you can really afford it. You will want to make a detailed list of all expenses associated with the property, and create a plan for how you will avoid making the same mistakes as the former homeowner.
For more information about discount real estate listings, and how to buy your next home at the lowest possible price, you may want to refer to Cheap Real Estate.net.
Civil Forfeiture and the Standard of Proof
Unlike criminal proceedings, where an accused person must be presumed innocent until proven guilty and only punished once their guilt has been proven beyond a reasonable doubt, civil forfeiture proceedings operate on the balance of probabilities, meaning that the state must merely demonstrate that an individual has probably done something illegal in order to obtain forfeiture of their property.
The Right to Counsel in Canada
Section 10(b) of the Canadian Charter of Rights and Freedoms preserves the right of a detained individual to contact counsel immediately upon arrest or detention, and simultaneously imposes a duty upon police to immediately inform individuals that they have this right.
The Right to a Speedy Trial in Canada
Section 11(b) of the Charter protects Canadians’ right to a speedy trial, stating that “any person charged with an offence has the right… to be tried within a reasonable time.”
