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People usually get what they want in one of two ways. Some people have vivid clarity about their desired outcome and it seems to magically materialize. Surely you know someone like this, or perhaps yo...
We hope that the following article may be informative and/or helpful for your e-zine, or on your web site. Craig Lock's other articles (internet marketing, self help, writing and money) are available ...
Let’s make sure that this year you are really prepared for the Xmas onslaught. It’s an interesting time...extremely stressful for many people. There’s the pressure to complete projects, plan for 2002 ...
Small business owners and self-employed individuals often need to deal with the complicated and often confusing issue of distinguishing between “employee” and “independent contractor” status. This iss...
It has always been difficult for consumers who purchase health insurance to find meaningful data on the quality of the available plans. It has been even more difficult, I think, for a health insurance...
I’m always amazed that so many people spend most of their life at work and totally neglect their personal affairs.Many of the business people I work with want their professional lives to be in order, ...
If you are planning a trip overseas then you have probably wondered how your US medical plan will cover you outside of the U.S. If you have a managed care (HMO) plan, then you might not have any cove...
Medical Savings Accounts (MSAs) are promoted as the salvation of small businesses in desperate need of affordable health insurance plans. Forbes called MSAs "Super-IRAs" and Business Week wrote "almos...
A key decision that millions of Americans face each year is whether to elect "COBRA" “HIPAA” or “COBRA alternative” health care continuation coverage when they lose employer-provided health coverage. ...
Holding staff retreats that are well planned & done regularly can provide tremendous benefits to you & your team. Just a few of these benefits include: Team members who feel appreciated. A great sense...
A relatively new type of retirement plan is now available to businesses with less than 100 employees. The new plan is called “SIMPLE” and it is easy addition to the employee benefits for almost any sm...
Employers in many areas are finding applicant pools sparsely populated if not completely void of the most desirable candidates because of record low unemployment. Plans for growth should include flexi...
Students often wonder if they really need health insurance. It seems like a reasonable question when you are young and healthy and seemingly invincible. After all, almost everyone who knows how to acc...
“If they can fog a mirror we’ll hire them.”“If their crimes weren’t too bad, we’ll give them a job.”“We’ll hire whatever applicants we can get.”
In Economics 101 I learned the basic laws of supply and demand. When the demand was high and the supply was low . . . prices went up. From an employer’s perspective, I would say that lesson accurately...
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