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Plan for Your Retirement - Get an Online Business Started Now

We discuss some options for the person nearing retirement to consider. It's an excellent idea to put a home business in place beforehand, so that a second income can be achieved to make retirement more comfortable.

In our last article we discussed the reasons why so many people, approaching retirement age, find that their carefully laid plans have failed to deliver sufficient income to retire in reasonable comfort. We've suggested that one of the top home businesses might be the way to go, to provide a secondary stream of income.

You can look at several options, depending on your particular interests, and of course taking your skills into account:

Should you lack specialized skills or qualifications, you'd do well to look at data collection or collating surveys. A quick search of the internet will reveal numerous options, varying in type and rate of pay.

You can look at data collection as an option, and it's easy to get going quite quickly. Completion of rebate forms is one of these, providing a steady income of around $50 per rebate form completed and submitted. The time taken to achieve this will vary by individual, but seems to average between 1-2 hours per form. Obviously practice makes perfect, and most people become quicker at completing forms after some practice. There is a warning though - errors can cost you, and good advice is to retain a percentage of earnings in case of mistakes.

The downside of this option revolves around the issue of typing skills, especially with the use of numbers, and accuracy is essential. This option is ideal for those who're accustomed to working with numbers on a computer. However, working with care to ensure accuracy can still generate a useful extra source of income.

Survey completion is often tied in to particular geographic areas, associated with shopping, restaurants, movies and the like. It would be wise to examine this option carefully, to ensure that the scheme is viable for a particular person's needs. Most online businesses can be run from a computer anywhere in the world, but conducting surveys may be limited to certain locations.

Multi-level marketing is an extremely popular option for an online business, but the requirement to sell products and to recruit additional sales-people may not be to everyone's taste. We suggest a careful examination of the business, before leaping into action. Some MLM businesses are more effective than others online, but some may require personal interaction with clients and customers to promote products. Again there may be limitations imposed by the geographic availability of some products. Investigate the business with great care.

Online bookkeeping or accounting is a very attractive option, for those with the necessary skills and experience, but although pay-rates vary tremendously it is possible to make a good basic living, not unlike that possible from a similar day job. Companies like the option of outsourcing these skills, so they pay for work completed, without the overheads of full-time employees.

Affiliate marketing is still perhaps the easiest option for someone to enter, with little or no experience. Most schemes provide a free website and training, and although there are plenty of scams around, it is not too difficult to find a legitimate opportunity based on quality goods or services, and that has survived the test of time. Do your research carefully, and choose something that offers everything needed for successPsychology Articles, but especially support and training.

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About the author: Mike Muir owns He goal is to share his personal experiences with you, in the hope that this may assist you in making your own choices in setting up your own version of the top home businesses out there. You are welcome to visit his blog at: for more articles of interest.

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