4 Ways To Find The Right Pre Paid Funeral Plan

The concept of purchasing a funeral plan at present has grown in popularity over the past few years. The purpose of such a plan is to enable one to schedule and pay for a funeral upfront at today’s market price. Doing this in advance is usually beneficial since paying for a funeral plan in the future tends to be more expensive. This is because funeral prices increase more significantly than the rate of inflation overtime. In this article, 4 key factors are interpreted when looking for the right funeral plan for you.

Undertake Extensive Research

The internet contains both the greatest amount of information and the contact details needed to learn more in terms of how to find a funeral plan right through to purchasing a plan. There are many providers and directors, all of whom provide a list of quotes for certain plans. This is the easiest route as the providers can then be contacted by telephone. Another way in securing a funeral plan can be done through listing directories and guides most notably the Yellow Pages or online phone provider 118. It is fundamental to get as many quotes as possible to weigh up the options in order to ensure that the price best suits you. It must also be said that visiting funeral directors is another option as the advantage of this is face-to-face.

Know How The Payment Works

Before proceeding with a funeral plan, it must be clear how the transaction will work. For instance, will the provider seek a one off lump sum payment or small payments spread out? These two options are often common used by both providers and directors. Instalments tend to be the most flexible especially for those with fluctuating cash flow positions. In spite of this, some providers still request the full one off fee. Therefore, addressing your cash flow position is central into shaping which funeral plan you can get.

Know What You Are Paying For

The cost of a funeral plan will act as the crucial element as to whether or not the price is right. Generally speaking, funeral plans range from basic to comprehensive. As a result, plans will therefore cover different services. Therefore, it is vital to know what you are essentially receiving in return for the price one pays. For instance, some plans vary in terms of the amount of distance they cover to collect the deceased. Furthermore, some plans may or may not cover for a church service, a limousine transportation service or even the use of the chapel of rest. Even the most of comprehensive of plans still do not cover for headstones, memorials plus burial plots. In order to compare such plans, aggregation sites are particularly effective at doing this. Some of the most common providers to look out for include Age UK, Golden Charter, Family Funerals Trust and Perfect Choice to name a few. Finally, it must be pointed out that checking for quote changes at different times is another worthwhile tool when trying to obtain the cheapest price.