Helland Agency Inc. has specialized in church insurance for 25+ years with offices at Minnesota and Montana. Contact our agency today for Insurance Quote!
Sometimes when we talk of church and insurance, it seems like we are talking of North Pole and South Pole. Why? Because these two just don't seem to be compatible for each other. One usually thinks why a religious center would needs to get Billings Church Insurance since it is a non-profit organization that aims to help the deprived section of the society. After all, the church encourages people to believe in god through shared belief. Why would an organization whose aim is to provide solace to those in need would need church insurance? These are some common thoughts that run across one's mind whenever one talks of church insurance coverages.
It's hard to find fault with these kinds of people because traditionally, we've been raised to believe that church can do no harm and no one can harm church. This is a common perception but times have changed, which has led churches across the globe to seriously consider for an insurance coverage which suits their needs and requirements. Keeping in mind contemporary circumstances, it is not wise for to leave everything to almighty and hope that nothing unlucky will happen to church, its building, its employees and assets. If something unfortunate does happen, who will be responsible for compensating the loss which could cost a hefty sum to allow church to restore its services?
This article is composed with intention to highlight 2 basic reasons why any church needs a church insurance coverage. Read on to know about it.
Reason#1: Any Church Is Prone To Thefts and Robbery
A church is more than just a house of worship; it can be a place of various other social welfare activities undertaken by your community. Church has its own building, vehicle, furniture and other assets that are essential for carrying out its day to day operations with convenience. However, it is both unfortunate and surprising that there has been an alarming rise in number of theft and robbery incidents taking place on church premises. Expensive furniture, HVAC units and church vehicles are often being targeted by the robbers causing substantial financial losses to the church. If your church building and its assets are not covered under Billings Church Insurance, then it can be a huge burden on your church's finances which usually reply on donations from state and individuals. A suitable church insurance will cover all unexpected losses of your church and prevent your finances from taking a severe beating.
Reason#2: No Church Is Prone To Natural Disasters
When nature strikes, it consumes literally everything in its way. We have all witnessed the severity of natural disasters in the form tsunami, earthquakes, floods, lightning, etc,. We have seen how even the most tallest and robust of buildings are reduced to a rubble by the ferocity of Mother Nature. Church building is not immune from nature's catastrophes and in matter of few minutes, it could be razed to ground which will require rebuilding from the scratch and replacing all other damaged assets and equipments. Not to mention the incredibly high costs associated with the process, church insurance comes to your rescue in such tough circumstances and provides you a fair and reasonable financial compensation for rebuilding and reorganizing from the scratch.