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Bad Credit Unsecured Personal Loans - May 2010 Bank Loan Offer from Citigroup, Chase and Capital One

Bad credit unsecured personal loans have been a very popular way to borrow money. Three banks that are offering personal loans in May 2010 are Citigroup, Chase and Capital One.

Bad credit unsecured personal loans have been a very popular way for Americans to borrow money over the last few years. Most banks offer these types of loans but three of the big banks that are marketing their loans business very hard are Citigroup, Chase and Capital One. By contacting these banks you will likely find that you can submit an application for a loan. It is very important to understand that not all applications will qualify for a personal loan. If an applicant has a credit score that is well below 650 then it will be very hard to qualify for a loan with a reasonable interest rate. At the present time the average interest rate for a personal loan is between 12% and 18%. Please note that those who have very bad credit are going to find an interest rate in the high end of this range and possibly even above 20%. Many Americans have used these loans to pay off credit cards or as down payments on large purchases. If an individual needs a little bit of extra cash for a down payment on a car, boat or home they can use a personal loan to get the money needed to make the purchase. With extremely bad credit most borrowers are going to find that they need to put a larger down payment on large purchases. With ChaseComputer Technology Articles, Capital One and Citigroup offering these types of loans it should not be hard to find a lender. Please understand that there are many lenders available so no one should feel obligated to a big bank.

Article Tags: Credit Unsecured Personal, Unsecured Personal Loans, Credit Unsecured, Unsecured Personal, Personal Loans, Citigroup Chase, Personal Loan, Interest Rate

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One way to borrow money is a bad credit unsecured personal loan. These loan types are an alternative to same day payday loans.

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