Balance Transfer Credit Cards - Benefits and Detailed Descriptions

Oct 25
08:37

2007

Jagan babu vasudevan

Jagan babu vasudevan

  • Share this article on Facebook
  • Share this article on Twitter
  • Share this article on Linkedin

Building debts with the Credit Cards are easy. There are certain ways that are possible to save money by transferring the balance from one card to another. Also some new credit cards offer 0% balance transfer fee. There are many best balance transfer credit card deals available in the market, but one should be careful and must know the exact details about the new credit card offers, before he apply for a credit card. Because, there might be surcharges and extra fee.

mediaimage

A Balance transfer credit card helps the consumers to move an outstanding balance from one credit card to another. This process also helps the consumer to get lower APR. Balance transfer helps the consumers in many ways. By Transferring high balance from the current credit card to a 0% interest rate offered card,Balance Transfer Credit Cards - Benefits and Detailed Descriptions Articles the consumer can save a lot. By considering the benefits, we can name the balance transfer credit cards as best financial tools. There are hundreds of new balance transfer credit cards are introduced. Lets see their benefits and detailed descriptions.

Discover® Open Road Card: This card offers 0% Intro APR for purchases and Balance Transfers for 12 months. Provides full 5% Cashback bonus on gas and auto maintenance purchases. Up to 1% Cashback Bonus on all other purchases automatically. Provides unlimited cash rewards that never expire. There is no annual fee. Provides $0 fraud liability guarantee and easiest online account management options. The card members can DOUBLE their Cashback Bonus (turn $20 into $40) when they redeem for gift cards or certificates from many of the 70 brand name partners.

Discover® More Clear Card: This card offers 0% Intro APR for purchases and Balance Transfers for 12 months and 5% cash back bonus on purchases in popular categories that change four times a year like home, apparel and more. Provides up to 1% cash back bonus on all other purchases automatically and unlimited cash rewards that never expire. Provides $0 fraud liability guarantee and easiest online account management options. There is no annual fee and the card members can DOUBLE their cash back bonus (turn $20 into $40) when they redeem for gift cards or certificates from 70 brand name partners.

BoatU.S.™ Platinum Plus® Visa® Card: This card offers 0% Intro Annual Percentage Rate (APR)on balance transfers and cash advance checks for the first 12 billing cycles. The card user can earn 1 point for every net retail purchase dollar spent and also he can redeem points for travel, merchandise, gift certificates, and cash. Provides Access to the MyConciergeSM service, a unique personal assistance service. There is absolute fraud protection against unauthorized use, online and offline. And there is no annual fee.

Chase Platinum Visa® Card: This Card offers 0% Intro APR for up to 12 months on purchases and balance transfers. The time period for the introductory APR and the balances to which it will apply will be based on the review of applicant's application and credit history. There is no annual fee. Provides Flexible Rewards Program like the the card member earns one point per dollar spent. Provides redeem for the card users choice of Cash Back, Merchandise, Travel or Gift Cards. Also provides FREE Online Account Access and FREE travel services including Auto Rental Insurance and worldwide Travel Accident Insurance.

Bank of America Visa® Platinum Plus®: This card offers 0% Intro APR on purchases and balance transfers for the first 6 months. There is no annual fee. Offers Credit lines as high as $25,000, Online Banking Service and total security protection.

Citi® Driver's Edge® Card for College Students: This card offers 0% APR for Six months on purchases, Cash Advances, and Balance Transfers - No Balance Transfer Fee with this Offer. Helps the card members to build credit history and the card users will earn rebates towards any car, new or used. Provide offers like, Get Cash for Miles Driven and free online account management.

Blue from American Express®: This card offers Fee-Free Rewards Program and 0% APR for up to 15 months. There is no annual fee. Provides low balance transfer APR - 4.99% Fixed APR for the life of the balance. Actuallly Blue is named as the card members launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

Citi PremierPassSM: This card offers 0% APR on Balance Transfers for Twelve Months and the card member will get 5,000 Bonus Points after the first purchase. The card member will earn one point for every dollar spent on purchases and also earn one point for every three miles flown on any Airline. There is no annual fee.

TripRewards® MasterCard® Credit Card: This card offers 0% introductory APR on balance transfers and cash advance checks for the first 12 billing cycles. The card member earn 2 points for every $1 in net retail purchases and earn 13 points for every $1 spent for qualifying TripRewards hotel stays. There is no annual fee. Provides 24-hour online access and Absolute Fraud Protection.

Blue Cash® from American Express: This card offers up to 5% Cash Back with unlimited cash rewards and unlimited cash back earnings. Offers 0% Intro APR for 6 months and low balance transfer rate - 4.99% fixed APR for the life of the balance. There is no annual fee.

Blue Sky® from American Express: This card offers Redeem points to save on any airline, hotel, rental car or cruise - and there are no blackout dates or travel restrictions. The card member earns 1 point for every dollar spend. There are No blackout dates, no travel restrictions and there is no annual fee. Provides 0% intro APR. The card users get world class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection.

SkyPoints™ Credit Card from Delta and American Express: This card offers discounts on Delta and Song® flights for as few as 3,000 SkyPoints. And the card member get up to 2,500 SkyPoints with his first purchase. Also provides double SkyPoints on everyday purchases. The card member get one SkyPoint for every other eligible dollar spent. And there is no annual fee for the first year — a $49 savings.

JetBlue Business Credit Card from American Express: This card offers 25 TrueBlue points, worth 1/4 of a free flight, after the first purchase and double award dollars on JetBlue purchases, gas, wireless phone charges, and other business needs. Provides $50 statement credit after the first purchase and 5% savings on all JetBlue flights purchased directly, using JetBlue Business Card. Automatic discounts at leading merchants through the OPEN Savings program. Provides protection on travel, Car Rental Loss and Damage Insurance, Baggage Insurance, and more.

Bank of America Visa Signature® with WorldPoints™: This card offers 0% Intro (APR)on balance transfers and cash advance checks for the first 12 billing cycles. The card members will earn 1 point for every dollar spend in net retail purchases. The points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more. There is no annual fee. The card members can take advantage of preferred seating - Visa Signature Access gives the card user an exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues. Provides ability to reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants. The card member enjoy more savings and more extras and will get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places.

Efectiva™ Visa®: This card member will earn points towards cash back. This card offers 0% (APR) on purchases and balance transfers for the first 6 billing cycles. The card member earn 5 bonus points with the first purchase. Additional advantage is that the card member get bilingual communications and services in English or Spanish. There is no annual fee.

Citi PremierPass® Card – Elite Level: This card offers low APR on balance transfers for 12 months. The card members will earn 1 Flight Point for every mile they fly on any airline — or anyone else whose ticket bought with the card, Earns 2 Purchase Points for every dollar spend at gas stations, supermarkets, and drugstores, plus earn 1 Purchase Point for every other dollar spend. Provides unlimited companion travel (minimum fare requirements apply). The card members can redeem points for: flights on any airline with no blackout dates. Provides retail gift cards, electronics, and even statement credits through ThankYou Network, the free rewards program from Citi. Exclusive bonus offer is the card member earn 15,000 bonus points after his first purchase is made within 60 days of account opening.

AT&T Universal Platinum Card: This card offers 0% APR on Balance Transfers for Twelve Months - a Balance Transfer Fee Applies with this Offer. The card member save on Phone Services used everyday and provides up to 30 free phone Minutes per month - Anytime, Anywhere. And there is no annual fee.

Union Plus® MasterCard: This card offers FREE rewards program designed for hard-working union members. The card members get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card. Also earns 1 point for every dollar spent anywhere and Earns 2 Points for every dollar spent at gas stations, grocery stores, and drug stores. There are no balance transfer Fees and APR stays FIXED until the balance is paid in full. There is 1.99% introductory APR on new purchases. There is no annual fee and no liability for unauthorized use.

These are the highy recommendable balance transfer credit cards available in U.S market.

Also From This Author

Unveiling the Perks of Reward Credit Cards: A Comprehensive Guide

Unveiling the Perks of Reward Credit Cards: A Comprehensive Guide

Reward credit cards have become a staple in the financial toolkit of savvy consumers, offering a plethora of benefits ranging from cash back to travel perks. As financial institutions vie for customers, they roll out increasingly enticing reward programs. In the United States, major global banks have introduced a variety of reward credit cards, each with its unique set of advantages. Let's delve into the specifics of these offerings, highlighting the key features that make them stand out in the competitive landscape of credit card rewards.
Instant Approval Credit Cards - Benefits and Detailed Descritpions

Instant Approval Credit Cards - Benefits and Detailed Descritpions

There are hundreds of credit card offers available in the market. The credit card companies compete against each other with attractive incentives like cash back, points reward schemes and balance transfer offers at zero percent. There are lot of new credit card offers have been introduced in U.S by worldwide banks. Among those offers the term "Guaranteed Approval/Instant Approval Credit Cards" attracting most of the people because of their instant approval process. Let see some good deals and their descriptions.
The Allure of Low-Interest Credit Cards: A Comprehensive Guide

The Allure of Low-Interest Credit Cards: A Comprehensive Guide

In the competitive world of finance, credit card issuers are constantly vying for consumers' attention with enticing offers such as cash back, zero balance transfer fees, and notably, low-interest rates. Low-interest credit cards have become a significant draw for consumers looking to save on interest costs. These cards can offer rates as low as 0%, providing a cost-effective option for those who carry balances. This article delves into the advantages of low-interest credit cards and provides an in-depth look at some of the most appealing offers available.