Cavalry Portfolio Services - Remove Bad Credit
How you can remove a bad credit mark from Cavalry Portfolio Services on your credit report.
You must dispute a negative item from Cavalry Portfolio to remove it from your credit history. This is done directly with the credit bureaus.
When you file a dispute you are telling the bureaus that the disputed listing is inaccurate. The bureaus will then conduct an investigation into the disputed listing.
The bureaus will contact the creator of the mark and ask them to verify the account. They will then check the dates and amount of the debt.
If the mark is not verified then the bureaus must remove it from your credit report. Frequently an investigation will result in a negative mark being removed.
You can create a dispute letter yourself or you can hire a credit repair service. If Cavalry is the only negative mark on your report then you should dispute this mark yourself.
However if you have other bad credit marks it would be wise to hire a professional credit repair service. In addition a service can use advanced dispute techniques in case your mark is verified by Cavalry Portfolio.
Who is Cavalry Portfolio Services?
They are a collection agency. They will work on behalf of financial institutions or will purchase debt and collect for themselves.
They do offer contact information for individuals wanting to give feedback about their business. This is highly unusual for collection agencies as most try to avoid feedback.
Instead Cavalry Portfolio gives the contact information of Todd Tipton his email is ttipton@cavps.com and phone is 918.665.5686 to individuals wanting to comment about their company. They try to work with consumers and work out a payment plan.
There are times when an account will go to collections due to a lender mistake. This is not uncommon and you will start getting communications from a collection agency.
However getting them to stop calling you or to remove a negative mark on your credit is next to impossible. Instead your only option is to dispute the mark with the credit bureaus.
In sum a negative item from Cavalry Portfolio can be removed from your credit report. You can dispute this mark and erase it.
