Before you purchase an electronic check conversion system for your business, you should consider your options, and make a good list of the features you’re looking for.
The first requirement for most businesses will be security. It is important that your system of choice will protect your customer’s financial information, and give them the same peace of mind as if they were paying with a credit card. After all, opening up your customers to financial fraud is not a good way to maintain your reputation.
It is also important to determine how you are insured if the check conversion system should fail. If a check is not valid, for example, will the check conversion provider swallow the costs, or will you be forced to pay?Another point to consider is what kind of equipment you’ll need to make the check conversion system work. Will your business need a special kind of POS terminal, for example, or an image reader?You should also make a list of your specific requirements, and what you are looking for in a check conversion machine. It is good to make an estimate of how many checks you’ll need to process on a monthly basis, as well as determine whether you’ll need extra features such as recurring payments and automated billing.
Civil Forfeiture and the Standard of Proof
Unlike criminal proceedings, where an accused person must be presumed innocent until proven guilty and only punished once their guilt has been proven beyond a reasonable doubt, civil forfeiture proceedings operate on the balance of probabilities, meaning that the state must merely demonstrate that an individual has probably done something illegal in order to obtain forfeiture of their property.
The Right to Counsel in Canada
Section 10(b) of the Canadian Charter of Rights and Freedoms preserves the right of a detained individual to contact counsel immediately upon arrest or detention, and simultaneously imposes a duty upon police to immediately inform individuals that they have this right.
Democratic Rights: A Broad Charter Guarantee
Democratic Rights, and specifically the right to vote in provincial and federal elections, enjoy broad constitutional protection in Canada, pursuant to Section 3 of the Charter of Rights and Freedoms. This section states that “Every citizen of Canada has the right to vote in an election of the members of the House of Commons or of a legislative assembly and to be qualified for membership therein.”
