FAQ - Why Buy Insurance Online?

There is a new trend going around that has many people questioning the rates they are currently paying for auto insurance. Instead of just immediately paying the renewal premium when it comes in the mail, more people are now looking for free online auto insurance quotes to see if they can lower their rate. This is a very smart decision, but what about actually purchasing a policy through the internet? Why would anyone want to do that, rather than seeing an agent they are familiar with face-to-face? The biggest problem with an agent that you are familiar with is that they usually do not give you the lowest rate possible. If you compare their rate to other companies, you would likely to find that they are nowhere near the lowest rate out there. That is why more people are deciding to buy insurance online instead. If you use comparison sites that offer quotes from several different companies side by side, you are essentially forcing the companies to give their best rates in order to remain competitive. This means you can get much lower rates than you would be offered without this direct competition. Another reason to purchase online is to save time. If you tried to get quotes by phone or even through the websites of several different companies, it would take too much time to compile the information. When you go online you only have to put in your information one time and are immediately delivered quotes from different companies. Also, you will learn about some smaller companies that you a have never heard of before, but which are often offering extremely competitive rates. As long as you check out the company before purchasing your policy, you could save considerable amounts of money every month by going with a smaller company. If you want familiarity and friendship with your agent that keep on paying the higher rates, but if you want the best deal possible you have to get the quotes and start comparing.