You may be one of numerous people who plan their entire life believing that money is difficult to come by. Myself, I don't buy into that myth.Instead, I believe the perpetual lack of any form of steady, reliable form of cash can be attributed to 3 underlying beliefs, and in this article I explain what they are and how to overcome them.
You may be one of numerous people who plan their entire life believing that money is difficult to come by. Myself, I don't buy into that myth, and I've always had a surplus in the bank to show for it.
Instead, I believe the perpetual lack of any form of steady, reliable form of cash can be attributed to 3 underlying beliefs, and in this article I explain what they are and how to overcome them.
1. Identify your wants.
Do you actually WANT to make money online?
Anyone who has ever had a true desire for anything understands one thing for sure: they will not take "no" for an answer. If there's a problem, they'll find a solution. If there's a question, they'll seek the answer. Someone who really wants a new car won't say, "I can't afford it."
They'll say, "HOW can I afford it?"
So tell me then, do you want to learn how to make money easily? Do you have what it takes? Are you saying to yourself, "I don't know how to make money," or are you saying "How do I find out?" The information is there, if you're willing to look hard enough for it.
2. Live below your means.
I believe the next major reason 45% of people live paycheck to paycheck is that they spend more than they make. This is something I've never understood -- people spend thousands and thousands of dollars on stuff they don't really need: designer clothes, frivolous technology, expensive coffees.
You're never going to make any money if you're always throwing it down a bottomless pit! Here are a couple quick tips to get you started living below your means.
- Set up a budget, so you can clearly see what you can afford to buy.
- Before you buy, wait a week, then see if you still want it. You might be surprised how much this rules out.
- Only spend the money that you have. Pay with cash or, better yet, debit. Track your spending with a service like Mint.com
- Sell or donate excess belongings. Simplify you life, and bring in extra money to pay off debt or save for future investment.
3. Invest your money into assets.
This is the really important part. The other steps will help put you in the position to get fast cash, but assets are what actually make you rich. An asset is anything that puts money in your pocket (and contrary to common belief, your house and its money-sucking mortgage do not fall under this category.)
This can, however, be anything from the stock market, a building you rent out or, as in my case, an online business you own. It can even be as easy as a high-interest online savings account.
When you're getting started, the value of your assets isn't what's important, so much as the motivation they represent. Most people worry about getting the bills paid, and immediately spend whatever's left over. They are apparently happy living this way. Getting to a place in your life where you're able to come up with quick easy money isn't rocket-science, but it does require conscious dedication and a clear strategy.
Eliminate unnecessary expenses. Get out of debt. Begin holding onto your money. Keep an eye out for opportunity.
Also, do your homework -- learn how money works. Maximize your knowledge and experience. Get started on the right foot asap, and your financial future will be bright!
