How The P2PE Technique Of Encryption Can Be Helpful To Prevent The Unauthorized Access

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There is the need of protecting the data from the unauthorized users. As we know that all the merchant companies, banks, card holders and the processors are working together in order to process the online transactions during the purchase. So, there is a need or requirement of encrypting the data in order to stop the access of the unauthorized users or frauds. There is an encryption technique used by the merchant companies and banks. This technique is known as point to point encryption or P2PE.

How the P2PE will be processed

The point to point encryption is given by the third party. This third party gives the assurance of the credentials that these credentials will be secured during the process of the transaction. These credentials include all the confidential information and information required for the financial activities. This P2PE encryption technique is the combination of the devices, applications which are secure and all the process which helps in the encryption of data. Firstly the data is swiped, after that it is transmitted and at the final stage the data are reached to the environment which is secure. In this environment, the data is decrypted.

What is encryption

Encryption is defined as the process of converting the plain text into the cipher text, after reaching the destination the cipher text is again converted into plain text. This process of converting the cipher text into plain text is known as decryption. This technique is used by P2PE.

Focus of the hackers

The main focus of the hackers is to steal the information of the payment cards. When the information is being transferred during the online transaction, the information can be stolen by the hackers. The information is being transferred with the help of a process known as packet sniffing. In this process, there is proper usage of the softwares so that the data will be properly matched while the transmission takes place. But there is a risk in the packet sniffing process. This risk can be prevented by implementing the appropriate and effective practices which include the decryption of the data. By few payment cards such as Visa launched the best and effective practices which include the P2PE protocols in order to mitigate the risk of the packet sniffing process.

Before making any payments during the online transactions, the devices used for the encryption techniques will scan the data of the cardholder and helps in encrypting of that data. There are different techniques used for this encryption process. This process is all done before the transmission of the data to any of the networks. If the information of the cardholder which is encrypted does not match with the information of the cardholder in original form, the transaction will be unsuccessful and will not be processed. This is all done by P2PE techniques.

So, the need of protecting the data from the unauthorized users is becoming essential day by day. The P2PE creates the environment in a secure way where the information which is sensitive, encrypted but from the entry point when the swiping of the card takes place. After the decoding takes place at the other end. The decoding or decryptions are done by the bank which issues the card for the user. The P2PE technology has been enhanced by the security councils in order to make the encryption in a proper manner.

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