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How To Apply for Personal Loan in Delhi Using Sugmya Finance?

You must have faced this situation quite often that you are unable to go on your dream vacation because of lack of funds, even can't host a destination wedding because you are running low on funds. But slowly when personal loan came it gave us the key to fulfil our dreams without worrying about money. Today, we are living in a society where we don't like to bother ourselves when it is related to money, and personal loans come in that place. It is certainly a boon to the society.

Whether it's a wedding loan, a loan to remodel your home, a travel loan, medical loan, or even a loan for higher education, you can opt for a personal loan and then never worry about any financial crisis. You know the best part of a personal loan? It is the easiest to get and it gets sanctioned in no time.

So, when you are applying for an instant personal loan, you don't have to worry a lot, the process is totally hassle free. All you need to do is provide your income details and the proof that you will be able to repay the whole amount you are borrowing. Being a salaried professional always helps as it shows that you have a regular income of money and that you can repay, while for a business person it becomes a little tough.

To apply for a personal loan you need to be at least 21 years of age and be below 61 years. You need to have an income of at least INR 20,000 when you are living in a metro city, and at least INR 15,000 when you are from a non-metro city. While when the whole aspect of personal loan comes to business persons they need to have a minimum income of INR 75,000 to 1 Lakh per month, and also the business should be in the market for around 24 months. Along with these documents you also need to submit a proof of your identity, birth proof, address proof (passport, voter id, birth certificate, school passing certificate, driving license, PAN card, Aadhar card, ration card), and also the proof of your income (last three months salary slip, six months bank statement, ITR), when applying for personal loans online with Sugmya Finance.

These are the steps you need to follow to apply for personal loan with

  • First of all you need to check your requirement. This means that you have to understand what you will use the money for, and how you will be using it. Only based on that can you understand the amount you might need.


  • Check for your eligibility now directly on our website. It will also help you decide on the amount you need to borrow.


  • Now you have to consider your repayment capacity. So, check for the monthly instalment amount and decide whether you want a short term loan or long term loan.


  • You just have to fill the application form nowFree Reprint Articles, followed by submitting all your relevant documents.

You are all set to receive the funds now. As soon as the information you provided is verified your funds shall be disbursed.

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I did complete my computer engineering degree in India from Govt College. And I am interested in computer works. Currently I am working as a freelancer with This company offers number of loans like personal loan, Business LoanEducation Loan and other short term loan.

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