Home Loan Tip #2 Continuous employment historyMortgage lending criteria includes a review of your employment history, and it is generally accepted tha...
Home Loan Tip #2 Continuous employment history
Mortgage lending criteria includes a review of your employment history, and it is generally accepted that two years continuous employment in the same (or similar) job will reflect favourably on your application. So, if you want to buy a house but are considering changing jobs after 18 months, it's a good idea to
wait until your loan is approved before you change your circumstances. Once the home loan has been approved, the world is your oyster once again.
Home Loan Tip #3 Pay off your debts
Another criterion of mortgage lenders is your debt to income ratio. Lenders have a tendency to favour responsible individuals who have made a concerted effort to lower their debt levels, so make sure you pay off as many debts as possible prior to making your home loan application.
Home Loan Tip #4 Start saving
All lenders like to see money in your bank account before giving you theirs. Before you apply for your home loan, it is preferable to ensure you have at least 20% deposit, and sufficient funds available to cover several monthly payments should you experience financial difficulty. Proof of savings is an important start to improving the chance of home loan approval.
Navigating the World of Fashion Design: TAFE's Comprehensive Course
The fashion industry is a dynamic and ever-evolving field, demanding a blend of creativity, technical skills, and industry knowledge. Aspiring designers and merchandisers are increasingly seeking specialized education to hone their craft and stand out in this competitive market. TAFE's Advanced Diploma of Fashion Design and Technology emerges as a beacon for those aiming to make their mark, offering a curriculum that bridges the gap between theoretical knowledge and practical application. This article delves into the intricacies of TAFE's fashion design course, its global relevance, and how it prepares students for the multifaceted world of fashion.
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