Less People Insured Due To The Rising Cost Of Health Care In The United States

The specifics are staggering and most people don’t even know about them yet.  The number of uninsured continues to rise and there are quite a few different reasons why this is happening in the United States at this point in time.  A lot of of the factors have to do with the existing economic status in the states, however there are also additional issues that are plaguing this already failing system.

One of the key reasons that more individuals are becoming uninsured is due to the growth in the unemployment rate.  Most people who are collecting unemployment can't afford to pay health insurance premiums and even with COBRA and the government supplement for COBRA payments these payments are still way to high for the majority of people to maintain.  In essence they are being propelled into becoming uninsured.

Another reason for the growing number of uninsured Americans is the fact that more students who are not eligible for health insurance through their parents have to go without health insurance.  In a struggling economy, students are living in a low income bracket to start with, and with the rising costs of general living expenses they are struggling to hold their own even without paying health insurance premiums.

The current economy is not the only reason why Americans are canceling their health insurance policies.  Many are also under the impression that the government health care plan will cover them so that they no longer need to carry health insurance on their own.  This isn't the case as the present health care proposal will not take full effect for many years and on top of that this future health care plan will not be free for the majority of the population.  As a matter of fact many people may have to pay more as a result of the new plan.

Overall the increasing number or uninsured is going to be a problem both in growing the costs of health insurance across the board now, as well as down the road.  It's essential for all Americans to realize that they need to maintain health insurance until such time as the government plan takes effect and not start canceling their plans with the hope of what the future will bring.  The eventuality of the U.S. healthcare system is yet to be determined.