Starwood Preferred Guests American Express

• The annual fee is a mere $30. (Fee is exempted for the first year).
• The card has a very low introductory interest rate of 2.90% for the first six months. This rate applies to purchases and balance transfers submitted during the application process for the initial six months.
• The regular APR of 18.24% might be a bit on the higher side, but it is well balanced by the card’s excellent reward program.

Points & Rewards

• You can earn 4000 StarpointsSM with your first purchase
• Your stay at Starwood hotels and resorts brings you 6000 Starpoints
• Every dollar spent using the card gets you a Starpoint
• Purchases made at participating Starwood properties and retail outlets adds double points to you point-pool.
• You are also entitled to receiving an additional point per $1 spent on qualified purchases through the Starwood Preferred Guest® loyalty program
• You stand to gain 3 Starpoints for every eligible dollar you charge at any of Starwood’s 750 participating hotels and resorts – you earn two Starpoints as a Starwood Preferred Guest and an additional Starpoint just for paying with your card.

The points you accumulate by using the Starwood Preferred Guest American Express (wherever American Express® Cards are accepted) can be redeemed for free stays at Starwood hotels and resorts with no blackout dates or capacity restrictions. Thus, 10000 bonus points is enough for up to three nights’ stay (free of cost) at any of the hotels in the chain.

You can also transfer these points to over 30 major airlines at a ratio of 1 Starpoint to 1 airline mile. The most astounding of offers is an offer when the Starwood Preferred Guest card even offers a 5000-Starpoint bonus when you transfer 20,000 Starpoints to miles meaning 5,000 bonus miles! There are many other valuable discounts, benefits, and services included in the Starwood Preferred Guest program.

Remember, your points never expire as long as the account is active within a one-year period and this applies to all rebate, point and reward programs. 

Additional Facilities

Apart from the reward program, the card offers a variety of other benefits like travel accident insurance up to $100000, auto rental insurance, discounts via the Offer Zone. You can also avail the many fraud protection services, Internet account related services, year-end financial statement, extended coverage for purchases, emergency card replacement and emergency cash replacement as well as medical referral services and legal referral services.

From vacation packages to exciting nights out on the town, cardholders can save money and earn extra Starpoints through special offers. New offers on the Starwood Preferred Guest American Express cards are constantly being added so card holders are advised to visit often to find out what is new on the tracks.