The 11 Best Money Saving Ideas of All Time - Part 2

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'The 11 Best Money Saving Ideas of All Time - Part 2'
by Palyn Peterson

At any time in history, no matter what the current state of
the economy, no matter what the current trends, no matter
what the unemployment rate is or where interest rates lurk,
some money-saving ideas stay true.

Some of you may have heard of these ideas before, others may
be entirely new to you. But whether you are familiar with
these super secrets or not, it will be well worth your while
to put them into effect in your own life. The magic they
will work on your financial life is guaranteed. I urge you
to put them to work - any one of these could change your
life! Big changes come from small steps. One plus one does
equal two, so if you add one from eleven different places,
you will see big results.

This is a four part series giving you advice on saving your
hard-earned money in a variety of down-to-earth ways.
Nothing here is anything that anyone can't do on a daily
basis.

Amazing Money Tip #4

Ben Franklin said it long ago: "A penny saved is a penny
earned." Yes, it's still true, and still one of the most
powerful money-making tips in all history.

Implied within Franklin's famous statement is the difficulty
of saving. It's tough to save and easy to spend! You know
that! That's why every penny saved truly is earned - because
it takes so much effort to hold on to that cash! But if you
can do it, it will work magic in your life. Having a
savings account will de-stress your life. Imagine being
ahead of your bills, rather than behind. When you are ahead
of your bills, you entire life comes under your control. You
sleep better at night. Your mind is freer to come up with
new ways to make more money and save more. Saving is
contagious - once you let it get started!

Here are some tips to help you save:

1. Don't settle for interest checking. Have a separate
savings account that can't be as easily accessed as a
checking account.
2. Keep your savings in another bank - one that's off your
regular route, or perhaps even in another town. That way
you won't be tempted to dip into it every time you visit the
bank to make a checking deposit.
3. Buy short-term savings bonds, which have 6-month to one-
year maturity dates. That way you will get a higher rate,
while at the same time keeping your money close in case of
real emergencies.
4. If you can, open the account under two names and require
that both signatures be required to make a withdrawal. Two
people can debate each withdrawal and keep each other in
line.
5. When you get your paycheck, immediately put a minimum of
5% in your savings account. After just a year, you'll be
surprised by how much you have actually saved and feel great
about it.

Amazing Money Tip #5

Visualize wealth and abundance everyday. Am I actually
suggesting that you practice some sort of airy-fairy
mysticism that will make you into a "money magnet"? Maybe
yes, maybe no. Call it what you will - a mind game,
mysticism, New Age ga-ga -- but the solid fact is that
behind every wealthy man and woman is a positive attitude
toward money. Here's a quick demonstration:

(1) Person One with a negative money attitude has daily
thoughts which go this way:
"Jeez! $20 bucks is hard to come by! I seem to work so hard
and get so little for it. Money just slips through my
fingers. It's amazing how much money you have to earn to
just get by these days. I'm never going to be able to
afford that new car on my limited salary, but this job is
still the best thing going for me right now. It's easy for
some people to make a lot of money, but I'm not one of those
people ..." and on and on.

(2) Person Two with a positive money attitude has daily
thoughts which go this way:
"You know, I bet if I work my butt off I can get a raise
next month, and then I'll take half of the extra money I
make and toss it in a savings account. There must be a 100
other ways I can bring in some extra cash. Money is not all
that hard to earn if you work hard, watch your spending and
save a little at a time. There's enough wealth for
everybody in this country, and I can easily get my share,
and more ..." and on and on.

Okay. Which person do you think will have a better chance
of success? You don't need to be a Rhodes Scholar to see
how Person One is dragging himself down with his thoughts,
and how Person Two is giving himself a fighting chance.

Look at it this way: It costs nothing one way or the other
to have either negative or positive thoughts. So why not
have positive thoughts?

There have been many studies done on the thought patterns
and the frames of mind of some of the richest, most
successful people in the world. The one thing they all had
in common was a positive attitude toward money and their
ability to earn it.

The next of the 11 best money saving ideas of all time will
be discussed in part 3. Until then, take note of what you
have learned so far and put this information to good use.
Read and reread this article; I bet you will notice a
difference sooner than you think.

Copyright © by Palyn Peterson
mailto:palyn@futureinternetmarketing.com