The 11 Best Money Saving Ideas of All Time - Part 4

At any time in history, no matter what the current state of
the economy, no matter what the current trends, no matter
what the unemployment rate is or where interest rates lurk,
some money-saving ideas stay true.

Some of you may have heard of these ideas before, others may
be entirely new to you. But whether you are familiar with
these super secrets or not, it will be well worth your while
to put them into effect in your own life. The magic they
will work on your financial life is guaranteed. I urge you
to put them to work - any one of these could change your
life! Big changes come from small steps. One plus one does
equal two, so if you add one from eleven different places,
you will see big results.

This is a four part series giving you advice on saving your
hard-earned money in a variety of down-to-earth ways.
Nothing here is anything that anyone can't do on a daily
basis.

Amazing Money Tip #9
 
You must set short-term goals and long-term goals. If you
don't know where you are going, how do you expect to get
there? It's simple but powerful logic. When you have a
target sitting out there somewhere in the future, a target
which is your goal, it can almost act like a magnet that
pulls you toward it.

Setting solid goals which are attainable, yet still a
challenge, have proved time and time again to be one of the
most powerful methods of achieving wealth and success ever
developed. It has been demonstrated in corporate training
schemes. It has been used successfully again and again by
countless individuals. Setting both short term goals and
long-term goals has the effect of focusing your mind like a
laser beam. It pulls you along toward higher and better
things. It gives solidity to what you are trying to
accomplish, and thus makes that which you want more real and
likely to come into your life.

As you have probably heard, it is best to write your short-
term and long-term goals down on paper and then post them
somewhere in your workplace and home. The first thing you
should do every morning is look over your goal list, and
then put together your Top 10 to do list which will move you
toward your goal. The last thing you should do every
evening is review your short-term and long-term goals, and
tell yourself as you go to sleep that you are going to do
everything in your power to make those goals a reality in
your life.
 
Amazing Money Tip #10
 
Invest your money and make it work at multiplying itself.
Saving money in a savings account is important as we said
above, but the 2.3 percent interest rates most banks give
you is not even enough to keep pace with inflation.

You must do more than save your money -- you must invest it.
That means financial vehicles with super-high rates of
return, such as mutual funds and stocks, or the more risky
commodity markets.

A $5,000 investment in commodities can return you 10 times
that amount -- $50,000 --in just a few weeks, although you
could easily lose it as well. Invest your savings into a
long term certificate (CD). You can often get one with an
interest rate up 4.5-5%. They are 100% safe, and still give
you a much better return than normal savings accounts.

The bottom line is, you should take a portion of your
savings and put it in a high interest or high risk
investment plans. That's the way to really get ahead.
 
Amazing Money Tip #11
 
Have fun! Yes, this tip easily makes my list because it is
so essential to your success. The great writer Ray Bradbury
once said in an interview: "If you are not having fun, you
might as well forget it. Do everything you do with joy and
you'll be successful."
 
You need to be having fun to stay positive, and you need to
stay positive to make money. So come on! Get out their:
laugh, clap your hands, live! Have a blast and rake in the
cash! The world is waiting for you!

I hope you have learned many new ways to save your hard-
earned money, and enjoy your day-to-day life more.
Remember, nothing discussed in this 4 part series is
anything that you can't do. If you put this information to
good use, it is guaranteed that you will benefit from it.

Copyright © by Palyn Peterson
mailto:palyn@futureinternetmarketing.com