The IN: CHICAGO Card American Express
The American Express Company is also known as “Amex” and is one of the finest financial services company functioning worldwide and headquartered in New York. The IN: CHICAGO Card from American Express is one such card that is ideal for someone with excellent credit and who either lives in or frequents Chicago
The Main Features Of The IN: CHICAGO Card
With the IN: CHICAGO Card, American Express allows its users to avail of the various benefits and services in the city. It has all the common features of any American Express credit card like purchase protection, no annual fee and a host of special benefits and offers. However unlike the traditional credit card, it allows the holder to carry balance from one month to the next.
The introductory Annual Percentage Rate (APR) for this card is 0%, which is valid for 6 months. This introductory rate is also applicable to balance transfers submitted during the application period. Once the introductory period is over, the regular APR rises to about 12.24% (this rate is variable). There is an excellent system of rewards in the form of points for the cardholder.
The Reward Points
The holder earns one INSIDESM Reward point for every dollar that is spent using the card, wherever American Express cards are accepted, whether you are in Chicago or elsewhere. 2 INSIDE Rewards points are earned for every dollar spent on essentials like newspapers, magazines, movie theatres, dining, cell phone services, cable and dial up ISP subscription and gym memberships. The icing on the cake is that these reward points never expire and there is no limit on the amount of points that can be earned.
Redeeming The Reward Points
These INSIDE reward points can be redeemed at over 70 participating Chicago merchants like AMC Theatres and Bistro 110. These points are redeemed for dining, drinking, entertainment services in Chicago, Los Angeles and New York. Also it lets you avail services like free hotel rooms, meals and airline travel. You can share these reward points with family and friends by transferring points into one INSIDE rewards account.
You can see your most recent billing information as well as pay your bills online. If identity theft is suspected, the card offers fee-free service to assist you in order to protect yourself. You have the option of transferring balances from high rate credit cards and loans to your IN: CHICAGO Card American Express allowing you to save on interest and enabling you to make all payments through one card. You can access your account information for the entire year. For immediate and dedicated customer service you just have to call the phone number given at the end of the card. Also variety of standard benefits like travel accident insurance, auto rental insurance and fraud protection is provided to the cardholders.
The most fascinating thing about this program is the Tuesdays IN: CHICAGO program where the card can be used at participating select retailers, spas, and health clubs on Tuesdays to avail of a 10% discount on the purchases. Also it allows holders priority access to some of Chicago’s most happening clubs, and concerts and VIP rooms. It also helps to save on memberships at museums and tickets to clubs and concerts.
Those who are capable of paying in full each month after the introductory rate expires and frequently stay in Chicago will benefit hugely from using IN: CHICAGO Card American Express and accumulate great many reward points.
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