Three Biggest Mistakes to Avoid when Shopping Car Insurance Quotes Online

Shopping for car insurance quotes online is a very common experience for many people. It is a fabulous way to check that you are getting the best deal and finding ways to cut down expenses when you have a tight budget. There are a few common mistakes that some people make regarding car insurance quotes online, so keep these in mind so you don’t make the same.

1.    Just because an insurance company was too expensive last year, doesn’t mean they will be this year.

People have said, “I called them a few years ago for a quote and they were triple what I was paying! I’ll never check them again.” If it is true that the insurance company was too high, not just for them, but for everyone, they are likely to note low sales in that region. If they go back and change how they calculate rate for that zip code or region, you might be pleasantly surprised when you check again.

To ensure you are not missing out on possible big rate reductions, do your initial car insurance quotes online through a website that gives you estimates of many companies at once. This way you can quickly look down the list and see what companies are giving better quotes.

2.    Filling out inaccurate information.

There is seriously no benefit to falsifying information, even if you aren’t buying the quote that is falsified. You are just wasting your time. The only reason someone should make up information for a car insurance quote online is for a family or finance class that is asking students to get estimates for an assignment.

If you should try to buy a car insurance quote online with falsified information, at the very least your policy could be rejected. At the worst you could be convicted of felonious insurance fraud and be doomed to high-risk policies for decades.

3.    Not comparing similar coverage from current insurance.

You won’t be likely to get an accurate comparison from car insurance quotes online if you fill out the quoting form without knowing what your current policy has. You could be quoting entirely different coverage, which will make the comparison inaccurate. Most insurance companies provide an electronic copy of your policy online. If you have that on your computer screen beside the car insurance quotes online form you can be sure you are getting an accurate picture of side-by-side estimate.

Avoiding these mistakes will help you get the most out of shopping car insurance quotes online and save the most amount of money.