The universally accepted Volkswagen Platinum Visa with Rewards is favorable for you if you do have a fantastic credit record and would like to avail the benefits of a great rewards program.
The Volkswagen Platinum Visa with Rewards enables you to earn rewards through points. If you spend one dollar on purchases of the Volkswagen items and services, you will conveniently gain two points. The other purchases you make will give you one point for spending each dollar. The earned points can be further used for an automobile loan with Volkswagen credit by converting the points for a check.
The credit card has no annual fee and has usual platinum benefits, such as auto rental insurance, extended warranties for purchases and travel accident insurance up to $500000. There is a 0% annual percentage rate (APR) on balance transfers and purchases for the initial 12 months. The regular APR too is pretty reasonable (15.24%) for a reward card. These can result into better permanent savings.
The usage of the credit card will give you loyalty rewards points. The earned points can be transferred to discounts on your favorite merchandise, which includes major retailers like the Home Depot or The Olive Garden and/or for gift certificates.
Other BenefitsThe earned reward points result in discounts for travel that includes free hotel stays, airfare and car rental. You may be interested to know that the points you earn can even be accumulated for getting a new Volkswagen. You can also utilize your points for leasing a Volkswagen or for making a payment for your existing Volkswagen. The credit is limited to a maximum of $100000.
Furthermore, you have the option of making all your purchases with financial self-discipline and free of interest. You have the choice of making your payments within the grace period of 20 days. This option is valid without any service fees or interest on any purchase.
You can also decide to pay only for the items that you purchase (the price on the tag), without carrying any balance from one month to the next month.
However, you must be informed that the Volkswagen Platinum Visa with Rewards card is not ideal for you if you plan to carry a large revolving balance occasionally. The card determines finance charges through the "Two Cycles Average Daily Balance" method, which proves to be costlier than the "Average Daily Balance" method used by most of the credit card issuers.
The Bonus PointsThe Volkswagen Platinum Visa with Rewards card includes certain common benefits, like different Internet account related services, lost and stolen card reporting, emergency card and cash replacement, and purchase protection.
The card also offers the customers no liability for unauthorized transactions, an end of the year financial statement and more facilities. However, it is better for you to be aware of the limitations, restrictions and exclusions that are applicable. For opening an account, you need to go through the Guide to Benefits for detailed informati
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