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When is the Right Time to Retire?

Typically, workers are expected to retire at the age of 65. However, as the time passes, more and more people are extending their stay and retirement age is now two notches higher. The average age of retirement today was increased to 67. It has been increasing in the last few years.

There are many reasons why a huge number of people nowadays are just delaying their retirement years. They all tend to think more about the financial situation. It will be safe to say that because of financial uncertainty that they have to stay longer in their jobs. The financial crisis thatís hitting the world nowadays is the number one contributing factor for this.

A survey that was conducted found out that more than 50 percent of the current workers are not expecting to live a better life after retirement. They donít think that they can have enough money to sustain the kind of living they want. That is one reason why they would at least make some delay on their retirement.

There will be a tendency that workers that are close to the age of retirement are starting to be more concerned of their financial stability after they retire. That is not much for younger workers who are still optimistic about everything and not thinking too much of their finances.

The right retirement age of 65 is now starting to change as the years passed. HoweverHealth Fitness Articles, there are still some who would retire early for some reasons such as health problems. If you are to know about when is the right time to retire? That depends on your own will and financial stability. You just need to make sure of your own finances before you make a move. You always have your own prerogative as a worker if you want to retire or not.

Source: Free Articles from ArticlesFactory.com

ABOUT THE AUTHOR


The author is a financial analyst and consultant helping out in understanding how to compare critical illness cover online.



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