Breast Enlargement: Can You Afford The Procedure?

For most people, legitimate breast enlargement comes in only one of two ways—either you must gain enough weight that your chest gets bigger (along with the rest of you), or you must have cosmetic surgery. Suffice to say, most people would prefer taking the second route. What you probably know is that there are a number of different methods and techniques that come along with the surgical side of breast enlargement surgery. Procedures vary according to the type of implants, their size, and the route the surgeon takes to put the implants in the chest. Each of these factors, along with a person’s choice of surgeon, will factor in to the cost of the procedure. If you’ve wanted to get implants for some time but are unsure of how to pay for the surgery, here are some tips that can help you.

Look for a surgeon who offers financing. 99 times out of 100, breast enlargement surgery is not going to be covered by your health insurance plan. Therefore, the onus is on you to find a way to pay for the procedure. Financing through the doctor’s office is often the best way to do this. Some offices offer CareCredit financing, which could be your best option. The financing rates are typically very reasonable and the payment plans are structured to be affordable. Of course, you will need a good credit history to qualify for financing.

You may also think about looking to your personal bank for a private loan. If you are a member in good standing and have a good credit history, you may not even need to tell the bank what you want the money for to qualify for a loan. The loan may be just what you need to pay for your surgery. Make sure, as with all loans, that your finance charges are in line with the national average and that you can afford the terms of the loan. 

If the above two options won’t work for you, you can always use your credit card to pay for the surgery. This is probably the worst choice financially, as the finance rates on a credit card are going to be much worse. However, if you have no other options and you are determined to get your surgery now, it may be your last best hope. If you do choose to charge the procedure to your credit card, make sure you know the terms of your credit card backwards and forward. Don’t miss a payment and try to pay as much of the balance off each month as you can. If you make only the minimum payment each month, your $5,000 surgery could wind up costing you many thousands more.