Find Doctors That Take Your Insurance

Did you know that you can use your insurance company to find doctors? Instead of looking through a phone book or just attempting to contact someone, you can start with the physicians in your area that take your insurance. In the long run, this is going to save you a lot of money and ensure that you are using your medical benefits to the best of your ability.

Online

Most insurance companies have a site online that can help you find doctors within your network. After finding the site, you usually will need to create a username and password. In order to tso this, you will need to have your contact information, including your social security number as well as your medical insurance card. Usually contact is made through email, so you want to include that as well.

Once you have an account, look for a page that gives you the chance to find doctors that are covered. You can search by zip code or type of physician (general practitioner or specialist). If you already have a name in mind, or even part of a name, you can usually search by that as well. This is one of the most convenient ways to look for a physician because you can do it whenever you want, at your own pace and there is no rush to make a decision.

Over the Phone

You can call the customer service line to speak with a representative of your medical insurance to go over some of your options with you. While this is also easy, it can end up being time consuming. Instead of seeing a list all at one time, you are hearing one at a time and writing down the information as it is given. If you lose the list you will need to call again, and if one physician doesn't work out, you will need to call again to start the process over again.

Insurance Enrollment Packet

When you sign up for insurance, you get an enrollment packet that details your coverage, its limits and all of the benefits that you are entitled to. If you look through all of the information, you will use the paperwork as a guide to find doctors; usually they are listed in alphabetical order.

While this seems convenient, it can be tough to find out who is accepting new patients. Because that information changes all the time, you may be looking at a list that isn't up to date and doesn't contain completely accurate information. You will still need to call any of the offices that you are interested and and see if they are accepting anyone new.

Remember, you can always talk to friends, family members and co-workers to find doctors in your local area. Just double check and make sure that they accept your insurance before making an appointment. While you want to see a physician that you think will work well with you and your family, you also want to have all appointments and treatments covered by your medical insurance.