Finding the Funds for Breast Augmentation

Breast augmentation is an expensive plastic surgery procedure but for most people who have it they are so pleased with the results that they do not mind the money it cost them to have. The costs for augmentation are not the same everywhere you go and also tend to vary from one cosmetic surgeon’s office to another. If you decide to have a breast lift at the same time as the implants then the cost will be higher.

Raising enough money to have the procedure can be challenging for many people but the good news is that there are a number of ways that you can finance the operation. Two options you may consider include paying with cash or taking out a loan. If you want it bad enough then coming up with the money will not be as difficult as you might think at first. Most health insurance plans do not cover breast augmentation for cosmetic purposes. If you are having reconstructive surgery due to an injury or accident you should check with your insurance carrier first to see if they will cover the partial cost for the operation.

If you have enough cash stashed away in your bank account or in a drawer at home then you may decide to pay for your surgery with cash (or at least partially this way). If you pay for the breast augmentation procedure in this manner then you will not have to worry about paying interest on a loan you take out or on your credit card. Unfortunately doing this will also drain your bank account. If you realize that paying for your breast enlargement will leave you with a very low balance or worse a zero balance then you would be wise to look at other financing options.

Another option to pay for such a costly operation is a loan. Many plastic surgeons offer loans to their prospective clients. Be aware that the current credit score you have will play a role in whether your application for the breast augmentation loan is approved or not. Your credit history in general has an impact as does the ability you demonstrate to repay the loan.

There are other lenders that you might also look to in order to find the funds to get the implants you desire to have, such as your bank or a credit union. Regardless of whom you turn to in order to apply for a loan you should find out how much money you are eligible to receive and also if you can finance multiple operations (if you plan to have more than one procedure done over a specific period of time).The amount of money that may be extended to you can range from a minimum of $1,000 to a maximum of $25,000. You also need to find out what the interest rate charged on the loan would be.

If you have poor credit or have not yet established a credit history for yourself then you may wish to ask if you are allowed to have a co-signer when applying. Ask if there is an application fee to be paid and if you will be charged for the lender to do a credit check. The more information you have at your disposal about this type of breast augmentation financing the better able you are to make the decision that is right for you.