Getting Health Benefits from Your Employer

Obtaining health benefits from your boss is one of the fastest ways to get health insurance. Many of these plans are partially paid by the workplace, giving you a method to save dollars on your health care.  Employer paid subscriptions regularly provides better benefits than plans that are purchased individually. The group benefits that the employer receives for insuring a certain number of people allows the insurer to offer more benefits to the employee. 

If you receive free or discounted benefit through your boss you can view this as a raise in your salary. Health plans will soon be mandatory. Receiving a discount from your workplace to purchase your plan will enable you to meet wellness policies requirements and watch your budget.  It is endlessly advisable to take advantage of these services. You never know when an emergency must arise. Right now, an average 5 day stay in a hospital can exceed 100k! Having insurance would prevent you from going into debt, or worse, being unable to receive proper treatment for your sickness or injury.

 In the next few years, employees can receive extra tax benefits for carrying a business sponsored plan. These bonus savings, if you qualify under the income guidelines, can result in tax credits. These credits than can be applied to your refund or taxes that are due.  Health coverage is not widely found outside of employment. Personal policies can exceed a thousand dollars a month, making it too high for many to afford. If you have the opportunity to get into a organization sponsored plan, you should take advantage of it.