Plastic Surgery and How You Can Save Money

If you're considering getting a plastic surgery procedure, finding a cheap surgeon should not be among your priorities. In fact, you should be doing the very opposite, trying to find a doctor with a renowned reputation, regardless of their price. Having said that, there's nothing wrong with finding ways to save money even while settling for nothing less than the best. Cosmetic procedures of all kinds can be expensive, especially if you're on a limited budget. Before you throw your hands in the air and decide you can't afford it, here are some tips you can use to bring the cost down.

Insurance

Elective plastic surgery for the sake of vanity is seldom covered by insurance. Still, you should check with your insurance company before discounting the possibility out of hand. For certain procedures, partial or full coverage is available under the right circumstances. For instance: you may wish to get a breast reduction purely based on how you look. If you can show that having a larger chest is actually causing you physical problems, however, you may be able to get the procedure done with some coverage. Talk to your physician about the procedure you want to have done and you may be surprised.

Pay Up Front

If you don't have the money and you want a plastic surgery procedure done right now, you'll have little choice but to finance the cost. But you can save a lot of money by waiting to save the money on your own. Of course, you'll avoid the interest charges that come along with a loan, but the total cost of the procedure itself may be higher if you finance. Some providers charge the surgeon fees for financing. The clinic is likely to pass these fees on to the patient, meaning you could be paying as much as 20% more for the procedure if you go through financing.

Travel

One of the worst mistakes you can make is heading south of the border for plastic surgery from a shady doctor, but travel isn't completely out of the question for someone looking to save some money. A doctor in Beverly Hills, for instance, is going to be charging much higher prices than a doctor in Sacramento. If you happen to live in a city where wealth is expected out of hand, you might do better for yourself by searching for a doctor in a less affluent area. Of course, if you're having a major procedure, it isn't necessarily a good idea to force a long car ride on yourself after the procedure is finished, so use your best judgment.