The Extras Might Be Hiding In Plain Sight

Finally health insurance companies are beginning to come around and are rewarding those who are living a healthier lifestyle. This is not true of all health insurance plans however it is happening more often and as a result you will need to read through your entire health insurance plan to find out all the benefits that you may be missing out on. They can be plentiful.

Offering health related rewards benefits two separate but closely related parts of the policy: the insurance companies and the employers. The insurance will benefit because they are encouraging everyone to be more accountable with regular routine exams that are 100% paid for by the company. The employer will benefit from less out of pocket expenses being incurred and everyone can have a piece of the money saving pie. Everyone will benefit from a healthier lifestyle. Regular and annual exams will no only reduce medical expenditures but will help catch medical issues and treat them much cheaper and more successful.

Other hidden gems that might be in your health plan includes gym membership reimbursements, participating in organized team sports like soccer, basketball and softball. This could be in addition to help with supplements, healthier foods or sticking with a diet regiment that will reduce or eradicate some known diseases.

It is becoming more common to see insurance companies, their plans and the employer join forces to create some very effective quit smoking programs. These programs help educate employees, offer free smoking cessation products, including some drugs that aid in quitting. If you have been wanting to quit smoking, this is an excellent benefit you to enjoy. There are as many different additional benefits as there are plans to choose from. Examine carefully each one that you might be considering, to know what benefits they contain and that the one your choose is the best plan for you and your family.

Taking advantage of all the little extras that are included in your health insurance policy can help you to make the most of this benefit of employment. If you purchase health insurance independently then be sure to read over the entire insurance document before signing so that you know what extras the plan offers. Some times the best benefits are those that are written into the fine lines of the policy.