Auto accident attorney-get a fair settlement

With millions of licensed drivers on the road, getting into an auto accident is inevitable. While statistics show that many of these accidents are minor fender benders with little to no injury, there are still financial repercussions that can become overwhelming and frustrating, especially for the not-at-fault driver. Auto insurance was designed to help offset some of these costs, but most insurance companies will attempt to settle for a very small amount. This is why retaining an auto accident attorney is so valuable. Instead of focusing on how to make ends meet after an accident, an attorney can negotiate with the insurance company on their client's behalf.

All states and jurisdictions require drivers to have liability insurance in order to legally operate their vehicle. Liability insurance covers personal injury and damages done to personal property in the event of an accident. However, a driver must be found at fault in order to have a legal right to the insurance settlement. Consequently, most insurance companies will investigate the circumstances of the accident by interviewing the involved parties, reviewing the police report, and visiting the site of the accident. Retaining an auto accident attorney during the investigation is in the best interests of all parties because speaking with the insurance company can compromise the investigation, especially if there is a conflicting police report. The lawyer will also do some investigating themselves to gather the proper medical records to prove personal injury as a result of the accident.

Liability insurance is the minimum amount of coverage a driver must carry to operate their vehicle. In addition, many jurisdictions have minimum coverage amounts, with most jurisdictions requiring $15,000 worth of coverage for personal injury and $25,000 worth of coverage for damage to property. Needless to say, with so many licensed and insured drivers, the insurance companies stand to lose a lot of money if they were to award the full coverage amount on every claim. Luckily, most vehicle accidents do not cause this much damage. Yet, studies show that those who retain an auto accident attorney can receive as much as three times more for their insurance settlement than those who decide to work with the insurance company directly.

An auto accident attorney assesses their fees differently than other areas of law. These lawyers do not expect upfront payment for their services. In fact, the lawyer does not receive payment until they settle the insurance claim for their client. Once the client has accepted the settlement, the lawyer typically receives no more than one third of the final settlement amount.