It makes sense to obtain background checks in various scenarios. Here are some things to think about.
Performing background checks in various scenarios can save a lot of future grief down the road. Some examples of times to get someone's background checked would be if he or she were applying for a job,
renting an apartment or home, applying for a loan, becoming a nanny for your children or even in the case of marriage. Items that are looked into include credit reports, financial records, education, character references, criminal history, health status and past employment. While we would all hope for a person's honesty in reporting, this isn't always the case. These investigations will prove individuals to be honest or not. Here are some things to think about:
- Job applicants: In applying for a job, an applicant will typically submit an application and resume. He or she will also likely interview in person or electronically for the position. A person may look great on paper or even during the interview, but if the schooling, training and experience listed in the paperwork isn't accurate, the person would not be someone to hire. Honesty is the foundation for any successful relationship.
- Prospective tenant: When a person plans to rent a house or apartment, he or she must have enough money and responsibility to be able to do so. A potential landlord would check into their employment records to see that they were gainfully employed and made enough money to pay their rent. Their credit history would also be checked because if they don't pay their bills, they won't make a satisfactory tenant. Criminal records should also be investigated as no one wants crime happening at their property.
- Loan application: When an individual applies for a loan, his or her financial records, credit and character will be checked into. Also, if this is for a mortgage, the value of the property will need to be determined, as well.
- Nanny for your child: If a person is applying to be a nanny for your children, it will be crucial to perform a thorough background check on this person. He or she must have good physical and mental health, excellent character, zero criminal records, a satisfactory employment history in taking care of children and preferably some early childhood education classes under their belt. Many parents place nanny-cams around the house as well in order to continue to monitor the goings on. Leaving another person home alone with your precious tots requires a huge amount of trust and oversight.
- Marriage: Some individuals opt for background checks before a marriage. Checking into your future partner's health, finances, credit and character will be important as all of these aspects will profoundly impact your future. Perhaps you trust them implicitly, but you may still want to check. You're basically joining all aspects of your life to another person and knowing all their innermost secrets would be helpful.
Background checks can provide invaluable information into the credit, finances, character, health, education and employment history of a person you're considering allowing into your life or business. Finding out all secrets up front will be far preferable to discovering dishonesty or hidden problems down the road.
