Collection Harassment- You Have the Right to Fight Back if Your Debt Collectors are Harassing You!

Feb 22
08:56

2011

Andrew Stratton

Andrew Stratton

  • Share this article on Facebook
  • Share this article on Twitter
  • Share this article on Linkedin

Learn about collection harassment. Find out what steps you can take if your debt collectors are insulting you, harassing you, threatening you, calling you after certain hours, lying to you, etc.

mediaimage
Are debt collectors harassing you? Are you getting constant telephone calls and letters? Are you getting annoying automated calls? Have you been threatened with wage garnishments and lawsuits? Are debt collectors reporting inaccurate information on your credit report? Have they insulted you?

Do they lie to you? Have they contacted your relatives and friends? Are they calling you at work? Unfortunately,Collection Harassment- You Have the Right to Fight Back if Your Debt Collectors are Harassing You! Articles many of them use illegal debt collection practices. Even if you owe money to your creditors, you can be compensated if your rights have been violated. You have the right to not be threatened and harassed by your debt collectors.

You should find a collection harassment attorney if you've experienced repeated phone calls from a debt collector or an automated system. You should also find an attorney if your debt collectors have informed third parties that you owe debts or if they call you before 8am or after 9pm.

You should find an attorney if they are harassing or threatening you, or calling at work when your boss has forbade such calls. If you want to determine if your debt collectors have violated any laws, you should consult with a licensed collection harassment attorney.

If you have been a victim of collection harassment, you may be able to sue the debt collector. Federal and state law protects people against unfair and deceptive debt collection practices. The Fair Debt Collections Practices Act is the law that protects consumers. This law allows people to sue debt collectors for their misconduct.

It is worth noting that many attorneys work on a contingency fee basis. This means that you will not have to pay any money upfront. The law also allows you to have the company pay your legal fees.

Today, millions of people are suffering from overwhelming financial debts causes by a divorce, loss of a job, or an unexpected illness. Finding the money to pay your debts is stressful enough. You shouldn't put up with harassment from your debt collectors. You have the right to be treated with respect.

If you're facing tough financial times and being harassed, an attorney will help you fight back. An attorney will make a positive difference in your life no matter what kind of debts you have such as student loans, mortgage loans, auto loans, credit card debt, or medical bills.

The companies that have rude employees, use improper debt collection practices, use vulgarity, have improper billing, and make threats to consumers are not acting professionally or lawfully. They cannot berate or intimidate you. They cannot make false representations about their intentions or your debts.

They cannot act in ways that violate the law. Remember that the laws are not effective unless you take action. The impact your debt collectors have on your social life, mental health, family, and quality of life should not be taken lightly. Contact a collection harassment attorney for skilled legal counsel today!