How to Choose a Chapter 7 Bankruptcy Attorney

Choosing a chapter 7 bankruptcy attorney is not something most people want to do, but it is usually necessary when they have exhausted all other options. Hiring one of these professionals is in your best interest for the future. This person will be dealing with your financial future, so you want to be sure and choose wisely.

As with any other type of business, personal referrals are the best choice. This is because you know someone who has personally dealt with this lawyer. You can also call your local American Bar Association. They can give you a list of legal counsels in your area but they cannot give you any recommendations.

You should place the lawyer's experience high on your list of priorities. You want a chapter 7 bankruptcy attorney who specializes in bankruptcy law. This way you are assured that the legal counsel has knowledge of both the new and old laws. Choose someone who is highly regarded and has a great reputation, as well as the track record to prove it. The bottom line is to try and choose someone who has 5 or more years of experience.

Once you have your list whittled down to at least three names, it is time to schedule your first initial consultation. Be certain before you book the appointment that your initial meeting is free of charge. If it is not, then move one to someone else. You are searching for someone who can help your with your financial issues and not a lawyer who puts you more in debt. You should find a legal counsel who is affordable for you and offers financing options.

In 2005, when the bankruptcy laws changed, it made the litigation process even more involved for lawyers. This means that it will take longer to get your case resolved and more money that you will have to pay. So it is important to choose an attorney who has reasonable prices and has a payment plan with monthly payments that you are able to afford.

After your initial consultation, you want to walk away feeling at ease with the attorney you spoke with. If you feel uncomfortable, then keep looking for another lawyer. You really don't want to employ the services of a lawyer that you do not feel a good vibe with. It is important to remember that you are placing your future in the hands of this person. You want someone who will take the time to listen to your concerns and address them appropriately.

Choosing a chapter 7 bankruptcy attorney can lead you down the path to a bright looking financial future. It is a new chance for a fresh start. You should now have a clearer idea on how to choose a Chapter 7 bankruptcy attorney. It is important that you take your time and choose the best lawyer that will handle your case in order to achieve the best outcome possible.