The Importance of Your Will and Trust

No one expects to die without being prepared, but the fact is there is no reminder on your social network accounts or emails from God telling you that this is your last day so be prepared. Sure your mom did her best to keep you conscious of the fact that you could end up dying in a ditch one day and that was why you always needed to wear clean underwear but she probably didn't add "make up your last will and testament while your changing your underwear" every day.

So maybe you have survived your teen years and despite her grim predication that she wouldn't survive your teen years, your mother managed to live through them to and neither one of you are dead. Which is great because neither one of you is prepared with anything other than a constant of supply of clean undies to meet the Grim Reaper with anyways.

So why do you need a will and trust? Even if you don't have Donald Trump's money or his hair, you still have something of an estate and you want it to go to who you want it to go to not who the state deems it should. And without a will and trust you won't have a say in who gets what, which could really turn out badly if your mother inherits your Playboy collection that took ten years to accumulate and ten minutes to throw away for some lucky garage man to recycle and collect on the curbside.

And if you do have kids,that you know of, it's important to take care of them with a will and trust in place. Your will and trust can ensure that any money you leave them is set up in a trust fund and that they have a guardian appointed by you to take care of them. This is very important if you are a single parent for example and your former spouse the absentee parent is nowhere to be located or has signed their parental rights away.

So if you're convinced it's in the best interest of your Playboy collection and your mother to get a will and trust drawn up doesn't attempt to do it yourself on the back of an envelope. This may have worked out nicely as a way to remember your commencement speech at graduation or your wedding vows the third time around in Vegas, but it's not a good idea for your last will and testament.

Consult an attorney who specializes in this area of the law and make sure you do it right to ensure your final wishes are carried out and not confused with your grocery list-which you also wrote on the back of an envelope.
And at least when you die you can do it prepared with both clean underwear on and a final will written.