Why an Insurance Attorney Can Help Your Claim

Insurance companies are not always about helping their cliental. In fact these companies work very hard to put out as little as possible and to take in as much as possible so that they can create a profit. And there is nothing wrong with wanting to create a profitable business. Unfortunately when a company puts profit before people the end result is people dying or having their quality of life jeopardized so that their needs don't impact the needs of the company.
And as anyone who has ever tried to fight an insurance company that has denied a valid medical claim is probably aware- it is hard to fight a corporation on equal terms. An insurance attorney can help you level the playing field by fighting them for you to help you and your claim be heard.
Before these corporations got so deeply involved in the medical process the normal procedure went something like this. You went to the doctor who ran test, interpreted the test results and then the doctor would explain your treatment plan options. Your medical insurance paid the tab and you went on with your life.
Today, the same scenario is derailed by insurance providers who decide what type of medical care options are available to you or not available to you- and this is not based on what your doctor- a licensed medical care giver with years of education and training is telling them- it is based on what the company is willing to pay.
This is simply wrong and an insurance attorney can help you fight the insanity of a company representative dictating whether you live or die based on whether or not they deem your life worth saving or not.
There are some steps you can take on your own to fight a denied claim such as reading your medical policy to understand if your claim was denied erroneously. You can also call the members service hotline and find out why your claim was denied and what your rights are to appeal it. And if you take any of these steps it's a good idea to get anything that a claim rep says to you in writing so you don't have to prove it later on when the company tells you something different.
However it is usually in your best interest to simply get an insurance attorney who is already skilled in working with claim representatives and understands how to navigate the system better than you may be able to do.
Remember it's your health and your life that is being jeopardized by a poor decision from the company. You owe it to yourself to do everything in your power to fight a bad decision and put the control of your health and your life back in the hands of the people who should have control- namely you and your doctor.