On Ketchup, Haircuts, and Coupon Codes: Today’s Ways to Save Money

Saving through your piggy banks was the most common way to put together your savings. Today, piggy banks are considered old-fashioned, which is why people have discovered a new way to save money: online shopping deals.

Piggy banks: that’s how people used to save money in small increments. Day by day, we dropped pennies that were earned from withstanding the temptation of candy bars, from redeeming coupons, from grocery shopping change, or from the cigarettes that we decided not to buy and smoke. And slowly, surely, from those pennies we put together our savings.

But piggy banks are so unfashionable these days. Go to any website that shares tips on how to save money and none of them will start talking about piggy banks. Instead there would be a wide variety of advice, and gas-saving driving techniques, or debates on whether or not to use credit cards, and heads-up blog posts on hot (and discounted) shopping deals. There would be so many alternatives to the traditional porcelain coin saver – ranging from the effective to the “are you sure this will work?”, from the tried and tested to the wacky and wild. “Don’t buy ketchup,” one comic writer said. “Unplug the clocks in your house while sleeping,” wrote another. With prices of everything going up, people want to live cheap – and they are trying in more ways than one.

Some don’t work. (Like forgetting the barbershop and cutting your own hair.) Some do.

And it’s really up to us to decide how we can keep from spending money unnecessarily. It’s our choice as consumers which advice we will heed. There are plenty to choose from – depending on who you are and what you do. Just to come up with a few examples: If you’re the sort of person managing all kinds of stuff in the household, organize a garage sale. If you’re the kind who has to get around places because of work, think of the best ways to commute. If you’re a photographer, start processing your pictures in digital darkrooms. If you are running a business, then explore the possibility of taking a turn towards the economical and paperless. If you’re an avid online shopper, then take advantage of the resurgence of online coupon codes. If you’re a talker, then subscribe to a prepaid phone. If you’re a maker of piggy banks, well – start thinking of a new career.

After all, the key to saving money is not to stop buying, but to start buying wisely. And the key to buying wisely is to understand the value of what we are paying for. Ask yourself if there’s a compelling need to make the purchase, or if it’s only just a luxury. Check prices. Compare prices. Study product or service reviews. Determine best mode of payment. And, in our own personal ways, make sacrifices.

It’s the same principle as saving on a piggy bank, really. We take the same small terms with the view of the same long-term perspective. Only now, we don’t drop pennies on pork. We are entering pasting coupon codes on boxes.

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