Ok. So you have a problem. Namely that you need classic car insurance. You need it now. Where do you turn? Fortunately there is a step by step process to follow to get your classic car insured, safe and feeling comfortable.
The insurance companies tend to have a couple of different classifications as to what constitutes a 'classic car'. These tend to fall into the following three time periods. 1934 - 1970 - The car should typically be older than 15 years to be thought of in the 'classic car' mould. Though obviously, this is a matter of preference for the user ;) But as far as the classic car insurance company is concerned it is a good yardstick to bear in mind.
1903 - 1933 - These are referred to as 'Vintage or sometimes 'Antique' Classic Cars.
Prior to 1903 - These are called 'Veteran' Cars. They are typically very rare, and often one-offs, so expect the classic car insurance premiums on these to be somewhat steep.
The important thing to remember though is that there is less choice in the classic car insurance market. It is simply not offered by as many companies, there are more niche players, and so the classic car insurance quotes that you receive may well be less varied then you would get in the general auto insurance market.
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