When it comes to buying car warranties, you'll find that there are plenty of companies looking to sell you a policy. We take a closer look at the options that are available to you.
Purchasing an extended car warranty policy doesn't need to be difficult, but jumping in and buying the first policy that you're offered can often be a costly mistake.
The biggest problem faced by many car owners is that they decide to purchase extended car warranties from the same car supermarket, showroom or dealership that they bought their vehicle from originally.
Though this may seem like a perfectly sensible idea, it ignores the fact that many garages look to make a nice amount of money from each warranty policy. In many cases, you could find a comparable policy online for less than half the price.
So, in simple terms, purchasing a car warranty often involves making a choice between buying the policy from a garage, or doing some research to see if there are cheaper alternatives available.
The internet provides an excellent resource for finding car warranty deals. Many independent car warranty companies are prepared to sell direct to the consumer, thus cutting out the middleman.
By looking to purchase direct from a specialist, you could save yourself some money, without losing the comprehensive cover that you would expect.
When you come to compare the policies on offer, make sure that you pay attention to exactly what you're getting. Different online policies will offer different levels of cover.
Take a look at the excess that is charged for any claims and make sure that it is not too high. Also be aware of the specifics of which parts of your vehicle will be covered - don't settle for less cover than you really need.
It's important that you choose a policy that's right for your needs and right for your budget.
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