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ARTICLES: MAY 16, 2005

Lately, I've been hearing that it's not okay to have negative thoughts.
The American Dream of home ownership is on the rise across the United States. According to the latest figures available, the US homeownership rate reached a record 69.2 percent in the second quarter o...
With some analysts predicting gas prices to peak at as much as $2.50 per gallon or more, those of us on a budget will have to find ways to meet the higher cost of fuel or cut back on our gas consumpti...
You’ve probably seen these ... and others just like it ... to clean up or “fix” bad credit. For someone who suffers from a bad or poor credit rating, these ... are ... an appea
Hercules is the offspring of Zeus, the king of gods and a woman of earth. It is said that Hera, Zeus' green-eyed wife tried to do way with him when he was only an infant. Hera sent a couple of serpent...
Were you lucky enough to get a pay raise recently? If so, what are you planning to do with it? Here are 4 tips on how to make your raise pay real dividends for you now and into the future:
I have three major credit card accounts that I've had for many years. The other night I was reconciling my monthly statements and noticed a large discrepancy in the APR's (annual percentage rate) I wa...
Sue is a homeowner and pays her mortgage and other bills on time like a good credit consumer. Sue’s on-time mortgage payments are reflected in her credit score profiled by the three major credit burea...
As a consumer you’ve learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your ...
A few years ago a friend asked me to co-sign on an apartment lease for him. This friend didn’t have perfect credit and couldn’t get the apartment without a co-signer on the lease. He assured me that h...
Ask a friend what money resolutions they made at the beginning of the year and your bound to hear them reply “Pay off my credit cards.” Ask them how they planned on reaching that goal and most of them...
The next time you open your credit card statement, take a closer look at the small insert titled “changes to your credit card agreement”. You know the one I’m speaking about. It’s that small, folded p...
Ah, the “good old days”. If you are a baby boomer, like me, then you probably remember how important it was to rush to the bank on payday. You had to get there before the teller lanes closed so that y...
About five years ago I moved from the ranks of being a renter to that of being a homeowner. Now, not a week goes by that I don’t receive some type of offer through the mail encouraging me to refinance...
Rewards cards have become the latest rage in the credit card industry. In the past, consumers shopped for credit cards that offered the lowest interest rate. Next came cards with low interest rates an...








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