How Identity Theft Can Happen To You

How Identity Theft Can Happen To You

How does it happen?

Your personal information such as your social security number, banking account information, credit card numbers, calling card pins, and other types of personally identifying information can be assumed or duplicated by another with the intent of receiving some type of personal gain through the use of your information.

Throughout the US, an increasing number of people are reporting that unknown persons have stolen funds from their bank or financial accounts, or perhaps even stolen their identities altogether- and run up vast amounts of debt-even committed crimes, all while using the victim's names.

Unfortunately, victims might not only incur initial financial losses due to the perpetrator's actions, but many times there are considerable other financial costs which are associated with trying to repair damage to their reputation and credit histories caused by the perpetrator's reckless behavior.

With the proper information, a thief has the ability to actually assume your identity and make purchases on your behalf, apply for credit applications, take out loans, mortgages, even commit crimes for which you will be issued a warrant.

Most people do not even give such a crime a passing thought.

After all, what does it matter to them?

Until they are the victim.

Some telltale symptoms of identity fraud:

• You are contacted by the police, and told that a crime has been committed in your name

• A collection agency tells you they are collecting for an account you never opened. You get a phone call or letter telling you that you have been approved or denied credit for accounts that you never requested.

• You no longer receive your credit card statements, or you notice that some of your mail seems to be missing.

• A lender orders a repossession of a car that you do not know has been purchased in your name.

• Your credit card statement includes charges for things you know you never bought.

Unfortunately, identity theft is no longer considered an unusual occurrence especially in North America.

You need to fully inform yourself about identity theft prevention and recovery techniques to help secure yourself and yourfamily from this insidious crime. You can do so by purchasing the http://www.identity-theft-crisis.com ebook which comeswith Free Bonus Anti Key Spy and Registry Cleaner software.

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