Preparing for the Inevitable

Often the best thing to do in such cases is to get advice from someone with personal experience. In the best of all worlds, this advice would come from someone who not only had dealt with the situation before but who had also thought it through systematically and whose ideas had been tested successfully by others. That's just the kind of advice provided in a new compact and enlightening new book, The Settlement Game: How to Settle an Estate Peacefully and Fairly. This is the kind of obviously useful book that will make you wonder why no one had thought to write it before. it deals, in a practical and straightforward manner, with all the major issues one is likely to confront in dividing an estate, including what to do about unredeemed life insurance policies and other loose ends associated with the deceased. The main problem the book addresses, however, is how to divide an estate equitably. That may sound easy, but in fact very few people know how to do it. Because of this, an event that should be dedicated to remembering good times and paying honor to the deceased often becomes a time of strife and divisiveness, resulting in bad feelings that can sometimes last a lifetime. Angie Epting Morris and her siblings - inspired by the advice of their father, who as an attorney had dealt with many settlements - developed a straightforward and fair method for dividing their parents' estate that has come to be known as "The Settlement Game." The author shared her ideas informally with many people over the years and was eventually prevailed upon to set those ideas down in writing. Now, The Settlement Game is available for everyone and has the potential not only to avert headaches and heartbreaks but also to turn one of life's most trying moments into a celebration of strong relationships and "all our yesterdays." One strength of The Settlement Game is its use of specific examples, particularly to illustrate how even the best intentions can have negative unforeseen consequences. By following the simple "rules of the game" one can easily avoid such problems. It also addresses how conflicts arise among those with very different personality styles. Guided by the work of noted human behavior consultant Dr. Robert Rohm, the four different basic personality types are analyzed so that readers can assess the people they are dealing with and take appropriate steps to avoid unnecessary conflict. Without understanding these differences, the process of keeping the peace and avoiding conflict will be much more difficult. In an appendix, templates of forms are provided that will be very useful for "playing the game" properly. These include an appraisal sheet, an interest list, a distribution sheet, a tally sheet, and a household account and bill record. Readers can photocopy the sheets directly from the book. The Settlement Game is truly a practical and an invaluable resource for those who are dealing with done of life's most difficult yet inevitable moments.