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Are You Entitled To A Structured Settlement Annuity?

When it comes to getting cash for structured settlements it certainly pays to do some research. Here's a look at whether you are entitled to s structured settlement annuity.

A lot of people may get a structured settlement annuity and not even know what it is. A structured settlement annuity is payments that come from legal action or a law suit.

A lot of people may get involved in minor incidents such as a wreck or other legal action resolving from not paying bills or other reasons. Once the judge reaches his verdict the person having to owe the money may not have all the money at once to pay so they will settle on a structured settlement annuity.

There are a lot of insurance companies that specialize in annuity policies which allow for them to talk with the other insurance company involved and they will change the monthly payments into a lump sum which will allow the person to pay the insurance company back instead of the person that the money is owed too. The insurance company will act like a bank for the person that is owed the money.

There are many different reasons that one may choose to sell their structured settlement annuity such as needing money to make the billsComputer Technology Articles, a down payment on a house or a car. The reasons may vary but at least there is cash for structured settlements.

There a few different steps involved when you want to sell the annuity such as following the written guidelines and disclosures to a T. Then once the amount has been reached the parties involved must mutually agree then it has to be brought before a judge who will approve or disapprove on the plan. If the judge approves then the money can be settled and everyone can move on.

As with anything there are always pros and cons with a structured settlement annuity. A pro is having the extra income especially if you have been laid off or have no income due to an accident. This can also be turned into a con because people rely on the the money and when it stops flowing they are once again struggling. Anytime you have questions regarding a structured settlement annuity consult with a broker or your attorney.

Article Tags: Structured Settlement Annuity, Structured Settlement, Settlement Annuity, Insurance Company

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If you are looking for cash for structured settlements make sure to shop around. Your structured settlement annuity has a particular value that you want to ensure that you get the most for. Checking around for the best deal will prove fruitful.

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