Missouri Auto Insurance Quote For Business Owners
You'll find that you have much more success mastering a job if you choose the right tool. Many people would agree that this exact same principle applies when selecting who you should call for a Missouri auto insurance quote. It is imperative that you have the right type of policy and ensure that you, your employees and your business are all protected in the unfortunate event that one of your vehicles is involved in an accident.
If you’re a business owner and you or your employees use a vehicle for business deliveries or to carry items to and from a job site, you may want to inquire about a commercial auto insurance policy that’s made to more closely suit your needs - and risks - of a business owner.
Here are some questions that can help you determine if you should contact your agent about a commercial auto quote instead of a personal Missouri auto insurance quote, courtesy of Comfort Insurance:
• Determine whether you need more liability coverage than your personal auto policy provides? A commercial auto policy generally provides higher limits of liability, but less or no coverage in areas that are typically not associated with commercial auto risks.
• Consider whether you need special coverage for situations associated with conducting business? Commercial auto policies also usually offer certain coverages. For instance, hired and non-owned auto coverage and coverage for towing a trailer for business use are usually not available with personal auto policies.
• Do you need to list any employees as drivers? You can do this with a commercial auto insurance policy. • Do you use your vehicle for business purposes? If you use your vehicle for things like pizza or newspaper delivery, catering, door-to-door consulting service, landscaping or snowplowing service, logging business, day care/church retreat van service and/or farm-to-market delivery, you might need a commercial auto policy. Comfort Insurance is an independent insurance agency – trained, licensed insurance professionals who offer personal service and advice.
We can provide you with a Missouri auto insurance quote that best suits your needs and those of your company. Please visit our homepage today to learn more about all the products we can provide.
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