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Requirements For Refinancing A USDA Mortgage

Refinancing your USDA mortgage can get you a lower interest rate on your current mortgage. Only fixed rate loans are available for USDA loan customers. To qualify you must already have a USDA Guaranteed or Direct Mortgage. USDA refinancing is not available to consumers holding any other type of mortgage. For those consumers, refinancing can be done through an FHA, VA, or Conventional mortgage lender.

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