For years, you've probably felt like there was no way to win - or even break even - when it came to credit card companies and the money that you owe them. No matter how much you pay, the balance owed never seems to go down, but has no problem going up. Today, that can all change.
For years, you've probably felt like there was no way to win - or even break even - when it came to credit card companies and the money that you owe them. No matter how much you pay, the balance owed never seems to go down, but has no problem going up. Today, that can all change. All you need to do is follow these simple steps:
Step 1 - Stop using your credit cards completely. Each time you use your credit card, you are only driving yourself further into debt. The purchase may not seem significant, but it is costing you a great deal more than you could possibly realize. Start paying in cash. You can use a debit card attached to your checking account, or you can put cash on a pre-paid credit card - but stop using the credit cards that you have been using.
Step 2 - For the time being, continue making the minimum payment on your credit card bills. Get yourself set up with credit counseling services. These can be obtained for free from non-profit agencies and debt settlement companies in most cases. Start learning all that you can learn about credit and getting out of debt.
Step 3 - Visit the Association of Settlement Companies website to select a good debt settlement company. The debt settlement company will look at your current balances on all of your unsecured debt, and work with you to save the money that you need to pay these debts off through a debt settlement - which means that you won't pay even half of what you currently owe.
That's all there is to it. Once you've completed the final step, you have won the credit game, beaten the credit card companies, eliminated a huge portion of your debt, and you will be living debt free.
There has really never been a more advantageous time for consumers to try and eliminate unsecured debt. Creditors are very concerned about collecting and most have government money to make eliminating some of your debt financially feasible.
Check out the link below to locate legitimate debt relief companies in your area:
Free Debt Advice
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