Prepayment penalties are normally included in a mortgage contract. Unfortunately, most homeowners do not know about this provision. If the prepayment penalty clause is triggered, you could pay thousands of dollars which will hurt you financially.
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The Benefits and the Downsides of Private Loan Consolidation
Did you know that private loan consolidation can a good option for you? Before you pursue this option, you have to understand that private loans can not be consolidated into federal ones. But you have the option to consolidate federal loans into private loans.
Reaffirming Debts in Bankruptcy Is an Option
Bankruptcy could be a way out for some people who are in deep financial troubles. However, you still need to face the issue of debt reaffirmation in a bankruptcy. If you are going to reaffirm, you will have to repay certain debts and retain your assets.
